Navi ELSS Tax Saver Fund Regular Growth
EquityELSS (Tax Savings)Very High Risk
Regular
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹57 Cr
Expense Ratio
2.29%
ISIN
INF959L01CF0
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
30 Dec 2015
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹28.68, Assets Under Management (AUM) of 56.55 Crores, and an expense ratio of 2.29%.
- Navi ELSS Tax Saver Fund Regular Growth has given a CAGR return of 11.77% since inception.
- The fund's asset allocation comprises around 95.39% in equities, 0.00% in debts, and 4.61% in cash & cash equivalents.
- You can start investing in Navi ELSS Tax Saver Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-0.72%
+3.80% (Cat Avg.)
3 Years
+17.85%
+22.68% (Cat Avg.)
5 Years
+18.24%
+24.09% (Cat Avg.)
Since Inception
+11.77%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹53.94 Cr | 95.39% |
| Others | ₹2.61 Cr | 4.61% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Reliance Industries Ltd | Equity | ₹2.63 Cr | 4.66% |
| Hero Fincorp Limited | Cash - Commercial Paper | ₹2.5 Cr | 4.42% |
| Persistent Systems Ltd | Equity | ₹2.48 Cr | 4.39% |
| Axis Bank Ltd | Equity | ₹2.32 Cr | 4.11% |
| Infosys Ltd | Equity | ₹2.03 Cr | 3.59% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹1.99 Cr | 3.52% |
| ICICI Bank Ltd | Equity | ₹1.97 Cr | 3.48% |
| Bharti Airtel Ltd | Equity | ₹1.86 Cr | 3.28% |
| Suzlon Energy Ltd | Equity | ₹1.79 Cr | 3.16% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹1.76 Cr | 3.12% |
| State Bank of India | Equity | ₹1.71 Cr | 3.02% |
| UPL Ltd | Equity | ₹1.7 Cr | 3.00% |
| Aurobindo Pharma Ltd | Equity | ₹1.61 Cr | 2.84% |
| The Federal Bank Ltd | Equity | ₹1.56 Cr | 2.75% |
| Hindustan Unilever Ltd | Equity | ₹1.5 Cr | 2.66% |
| CreditAccess Grameen Ltd Ordinary Shares | Equity | ₹1.37 Cr | 2.43% |
| Ashok Leyland Ltd | Equity | ₹1.36 Cr | 2.41% |
| HDFC Bank Ltd | Equity | ₹1.36 Cr | 2.41% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹1.35 Cr | 2.39% |
| Tata Consultancy Services Ltd | Equity | ₹1.3 Cr | 2.31% |
| Eureka Forbes Ltd | Equity | ₹1.25 Cr | 2.21% |
| Astral Ltd | Equity | ₹1.2 Cr | 2.12% |
| Marico Ltd | Equity | ₹1.18 Cr | 2.09% |
| United Spirits Ltd | Equity | ₹1.14 Cr | 2.02% |
| Saregama India Ltd | Equity | ₹1.09 Cr | 1.92% |
| InterGlobe Aviation Ltd | Equity | ₹1.07 Cr | 1.89% |
| Zydus Lifesciences Ltd | Equity | ₹1.04 Cr | 1.84% |
| Bharat Heavy Electricals Ltd | Equity | ₹1.04 Cr | 1.84% |
| Vedant Fashions Ltd | Equity | ₹0.96 Cr | 1.69% |
| Cipla Ltd | Equity | ₹0.95 Cr | 1.68% |
| Tata Consumer Products Ltd | Equity | ₹0.94 Cr | 1.66% |
| KPIT Technologies Ltd | Equity | ₹0.94 Cr | 1.66% |
| Tube Investments of India Ltd Ordinary Shares | Equity | ₹0.92 Cr | 1.62% |
| Shriram Finance Ltd | Equity | ₹0.9 Cr | 1.58% |
| Usha Martin Ltd | Equity | ₹0.68 Cr | 1.21% |
| Deepak Fertilisers & Petrochemicals Corp Ltd | Equity | ₹0.67 Cr | 1.18% |
| Oil India Ltd | Equity | ₹0.64 Cr | 1.13% |
| Sathlokhar Synergys E&C Global Ltd | Equity | ₹0.61 Cr | 1.08% |
| IndusInd Bank Ltd | Equity | ₹0.57 Cr | 1.01% |
| Senco Gold Ltd | Equity | ₹0.53 Cr | 0.94% |
| Zen Technologies Ltd | Equity | ₹0.43 Cr | 0.76% |
| MM Forgings Ltd | Equity | ₹0.4 Cr | 0.71% |
| Apollo Pipes Ltd | Equity | ₹0.39 Cr | 0.70% |
| Jio Financial Services Ltd | Equity | ₹0.37 Cr | 0.65% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹0.25 Cr | 0.45% |
| UPL Ltd Ordinary Shares (Partly Paid Rs.1) | Equity | ₹0.14 Cr | 0.24% |
| Treps/Reverse Repo/Net Current Assets/Cash/Cash Equivalent | Cash | ₹0.11 Cr | 0.19% |
Allocation By Market Cap (Equity)
Large Cap Stocks
47.91%
Mid Cap Stocks
32.65%
Small Cap Stocks
13.75%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹12.12 Cr | 21.44% |
| Industrials | ₹11.2 Cr | 19.80% |
| Technology | ₹6.75 Cr | 11.94% |
| Healthcare | ₹6.71 Cr | 11.87% |
| Consumer Defensive | ₹4.77 Cr | 8.43% |
| Energy | ₹3.27 Cr | 5.79% |
| Communication Services | ₹3.2 Cr | 5.65% |
| Basic Materials | ₹3.18 Cr | 5.63% |
| Consumer Cyclical | ₹2.74 Cr | 4.85% |
Risk & Performance Ratios
Standard Deviation
This fund
13.89%
Cat. avg.
14.22%
Lower the better
Sharpe Ratio
This fund
0.59
Cat. avg.
0.86
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.44
Higher the better
Fund Managers
Ashutosh Shirwaikar
Since August 2023
Additional Scheme Detailsas of 31st May 2025
ISIN | INF959L01CF0 | Expense Ratio | 2.29% | Exit Load | No Charges | Fund Size | ₹57 Cr | Age | 9 years 5 months | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 500 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar ELSS (Tax Savings) Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Bajaj Finserv ELSS Tax Saver Fund Regular Growth Low Risk | 2.3% | 0.0% | ₹55.57 Cr | - |
| Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk | 0.5% | 0.0% | ₹55.57 Cr | - |
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk | 0.3% | 0.0% | ₹202.42 Cr | 3.9% |
| Sundaram Long Term Tax Advantage Fund Series I Regular Growth High Risk | 1.4% | 0.0% | ₹19.18 Cr | 8.0% |
| Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk | - | 0.0% | ₹58.23 Cr | -2.2% |
| SBI Long Term Advantage Fund Series II Regular Growth Very High Risk | - | 0.0% | ₹34.17 Cr | 6.4% |
| SBI Long Term Advantage Fund Series II Direct Growth Very High Risk | - | 0.0% | ₹34.17 Cr | 6.8% |
| Bank of India Midcap Tax Fund Series 1 Regular Growth Very High Risk | - | 0.0% | ₹58.23 Cr | -2.4% |
| Sundaram Long Term Tax Advantage Fund Series I Direct Growth High Risk | 1.4% | 0.0% | ₹19.18 Cr | 8.1% |
| Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth Very High Risk | 1.4% | 0.0% | ₹30.17 Cr | 1.5% |
About the AMC
Total AUM
₹7,777 Cr
Address
3rd Floor, Kolkata, 700 069
Other Funds by Navi Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Ashutosh Shirwaikar
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