ICICI Prudential Rural Opportunities Fund Direct Growth

Fund Overview

Fund Size

₹2,290 Cr

Expense Ratio

0.89%

ISIN

INF109KC12Z9

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

28 Jan 2025

About this fund

ICICI Prudential Rural Opportunities Fund Direct Growth is a Equity - Other mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 11 months and 25 days, having been launched on 28-Jan-25.
As of 21-Jan-26, it has a Net Asset Value (NAV) of ₹11.44, Assets Under Management (AUM) of 2289.94 Crores, and an expense ratio of 0.89%.

ICICI Prudential Rural Opportunities Fund Direct Growth has given a CAGR return of 14.40% since inception.
The fund's asset allocation comprises around 93.65% in equities, 0.00% in debts, and 6.31% in cash & cash equivalents.
You can start investing in ICICI Prudential Rural Opportunities Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+14.40%

— (Cat Avg.)

Portfolio Summaryas of 31st December 2025

Equity	₹2,144.5 Cr	93.65%
Others	₹144.61 Cr	6.31%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
ITC Ltd	Equity	₹201 Cr	8.78%
Bharti Airtel Ltd	Equity	₹198.9 Cr	8.69%
State Bank of India	Equity	₹136.9 Cr	5.98%
Mahindra & Mahindra Ltd	Equity	₹126.26 Cr	5.51%
Hindustan Unilever Ltd	Equity	₹115.03 Cr	5.02%
NTPC Ltd	Equity	₹99.18 Cr	4.33%
Bajaj Auto Ltd	Equity	₹92.02 Cr	4.02%
HDFC Bank Ltd	Equity	₹88.61 Cr	3.87%
Treps	Cash - Repurchase Agreement	₹85.99 Cr	3.76%
Nestle India Ltd	Equity	₹83.51 Cr	3.65%
Life Insurance Corporation of India	Equity	₹78.11 Cr	3.41%
TVS Motor Co Ltd	Equity	₹68.62 Cr	3.00%
Maruti Suzuki India Ltd	Equity	₹62.82 Cr	2.74%
Britannia Industries Ltd	Equity	₹61.97 Cr	2.71%
UltraTech Cement Ltd	Equity	₹60.06 Cr	2.62%
Hyundai Motor India Ltd	Equity	₹53.32 Cr	2.33%
Godrej Consumer Products Ltd	Equity	₹53.1 Cr	2.32%
Colgate-Palmolive (India) Ltd	Equity	₹48.1 Cr	2.10%
SBI Life Insurance Co Ltd	Equity	₹43.27 Cr	1.89%
Indian Railway Catering And Tourism Corp Ltd	Equity	₹39.42 Cr	1.72%
LIC Housing Finance Ltd	Equity	₹38.38 Cr	1.68%
HDFC Life Insurance Co Ltd	Equity	₹34.31 Cr	1.50%
Net Current Assets	Cash	₹28.65 Cr	1.25%
Marico Ltd	Equity	₹26.41 Cr	1.15%
Havells India Ltd	Equity	₹25.65 Cr	1.12%
Deepak Fertilisers & Petrochemicals Corp Ltd	Equity	₹22.69 Cr	0.99%
Axis Bank Ltd	Equity	₹22.21 Cr	0.97%
JK Lakshmi Cement Ltd	Equity	₹22.14 Cr	0.97%
ICICI Bank Ltd	Equity	₹21.76 Cr	0.95%
Paradeep Phosphates Ltd	Equity	₹21.71 Cr	0.95%
Bank of Baroda	Equity	₹21.07 Cr	0.92%
Cash Margin - Derivatives	Cash - Collateral	₹20 Cr	0.87%
Cholamandalam Investment and Finance Co Ltd	Equity	₹18.72 Cr	0.82%
Emami Ltd	Equity	₹16.82 Cr	0.73%
Blue Star Ltd	Equity	₹16.44 Cr	0.72%
Sundaram Finance Ltd	Equity	₹16 Cr	0.70%
Kotak Mahindra Bank Ltd	Equity	₹15.19 Cr	0.66%
Ashok Leyland Ltd	Equity	₹12.53 Cr	0.55%
Gujarat State Fertilizers & Chemicals Ltd	Equity	₹11.29 Cr	0.49%
Dabur India Ltd	Equity	₹10.95 Cr	0.48%
Max Financial Services Ltd	Equity	₹10.09 Cr	0.44%
Voltas Ltd	Equity	₹9.51 Cr	0.42%
Crompton Greaves Consumer Electricals Ltd	Equity	₹8.8 Cr	0.38%
Birla Corp Ltd	Equity	₹8.78 Cr	0.38%
ICICI Prudential Life Insurance Co Ltd	Equity	₹8.09 Cr	0.35%
India (Republic of)	Bond - Short-term Government Bills	₹5.99 Cr	0.26%
Escorts Kubota Ltd	Equity	₹5.67 Cr	0.25%
HDB Financial Services Ltd	Equity	₹4.95 Cr	0.22%
364 Days Tbill Red 05-02-2026	Bond - Gov't/Treasury	₹3.98 Cr	0.17%
Bayer CropScience Ltd	Equity	₹2.06 Cr	0.09%
Kwality Walls India Ltd.	Equity	₹1.44 Cr	0.06%
Tvs Motor Company Limited	Preferred Stock	₹0.84 Cr	0.04%
SBI Cards and Payment Services Ltd Ordinary Shares	Equity	₹0.62 Cr	0.03%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Consumer Defensive	₹616.88 Cr	26.94%
Financial Services	₹558.29 Cr	24.38%
Consumer Cyclical	₹460.78 Cr	20.12%
Communication Services	₹198.9 Cr	8.69%
Basic Materials	₹148.74 Cr	6.50%
Utilities	₹99.18 Cr	4.33%
Industrials	₹60.29 Cr	2.63%

Risk & Performance Ratios

Fund Managers

Priyanka Khandelwal

Since January 2025

Additional Scheme Detailsas of 31st December 2025

ISIN

INF109KC12Z9

Expense Ratio

0.89%

Exit Load

1.00%

Fund Size

₹2,290 Cr

Age

11 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

AMFI Tier I benchmark - Nifty Rural TRI

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity - Other Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
iSIF Equity Ex-Top 100 Long-Short Fund Direct Growth Very High Risk	-	1.0%	-	-
iSIF Equity Ex-Top 100 Long-Short Fund Regular Growth Very High Risk	-	1.0%	-	-
Mahindra Manulife Innovation Opportunities Fund Direct Growth Very High Risk	-	0.0%	-	-
Mahindra Manulife Innovation Opportunities Fund Regular Growth Very High Risk	-	0.0%	-	-
Groww Nifty Chemicals ETF Very High Risk	-	-	-	-
Diviniti Equity Long Short Fund Direct Growth Very High Risk	-	0.0%	-	-
Diviniti Equity Long Short Fund Regular Growth Very High Risk	-	0.0%	-	-
DSP MSCI INDIA ETF Very High Risk	0.4%	-	₹7.77 Cr	-
Kotak Rural Opportunities Fund Regular Growth Very High Risk	-	0.0%	₹907.29 Cr	-
Kotak Rural Opportunities Fund Direct Growth Very High Risk	-	0.0%	₹907.29 Cr	-
Altiva Hybrid Long-Short Fund Direct Growth Low to Moderate Risk	-	0.0%	₹1306.26 Cr	-
Magnum Hybrid Long Short Fund Regular Growth Low to Moderate Risk	-	0.0%	₹2118.93 Cr	-
Altiva Hybrid Long-Short Fund Regular Growth Low to Moderate Risk	-	0.0%	₹1306.26 Cr	-
Magnum Hybrid Long Short Fund Direct Growth Low to Moderate Risk	-	0.0%	₹2118.93 Cr	-
ICICI Prudential Conglomerate Fund Regular Growth Moderately High risk	2.3%	1.0%	₹877.10 Cr	-
ICICI Prudential Conglomerate Fund Direct Growth Moderately High risk	1.1%	1.0%	₹877.10 Cr	-
qsif Equity Long-Short Fund Direct Growth Very High Risk	-	1.0%	-	-
qsif Equity Long-Short Fund Regular Growth Very High Risk	-	1.0%	-	-
The Wealth Company Ethical Fund Direct Growth Very High Risk	0.8%	0.0%	₹39.72 Cr	-
The Wealth Company Ethical Fund Regular Growth Very High Risk	2.3%	0.0%	₹39.72 Cr	-
Baroda BNP Paribas Business Conglomerates Fund Direct Growth Very High Risk	0.5%	1.0%	₹769.73 Cr	-
Baroda BNP Paribas Business Conglomerates Fund Regular Growth Very High Risk	2.3%	1.0%	₹769.73 Cr	-
Motilal Oswal Nifty Alpha 50 ETF Very High Risk	0.5%	-	₹5.64 Cr	-
Kotak Active Momentum Fund Direct Growth Very High Risk	0.7%	0.0%	₹1391.80 Cr	-
Kotak Active Momentum Fund Regular Growth Very High Risk	2.1%	0.0%	₹1391.80 Cr	-
Motilal Oswal Special Opportunities Fund Direct Growth Very High Risk	2.5%	1.0%	₹68.91 Cr	-
Motilal Oswal Special Opportunities Fund Regular Growth Very High Risk	2.6%	1.0%	₹68.91 Cr	-
Bandhan Multi-Factor Fund Regular Growth Very High Risk	2.4%	0.0%	₹588.87 Cr	-
Bandhan Multi-Factor Fund Direct Growth Very High Risk	0.8%	0.0%	₹588.87 Cr	-
ICICI Prudential Active Momentum Fund Direct Growth Moderate Risk	1.0%	1.0%	₹1438.36 Cr	-
ICICI Prudential Active Momentum Fund Regular Growth Moderate Risk	2.2%	1.0%	₹1438.36 Cr	-
Axis Services Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹1859.16 Cr	-
Axis Services Opportunities Fund Regular Growth Very High Risk	2.1%	1.0%	₹1859.16 Cr	-
Nippon India MNC Fund Direct Growth Very High Risk	1.2%	1.0%	₹440.65 Cr	-
Nippon India MNC Fund Regular Growth Very High Risk	2.5%	1.0%	₹440.65 Cr	-
HDFC Innovation Fund Direct Growth Very High Risk	0.7%	1.0%	₹2707.09 Cr	-
HDFC Innovation Fund Regular Growth Very High Risk	2.0%	1.0%	₹2707.09 Cr	-
Mirae Asset Nifty India Internet ETF Very High Risk	0.2%	-	₹18.35 Cr	-
Motilal Oswal Nifty India Tourism ETF Very High Risk	0.5%	-	₹4.71 Cr	-
Motilal Oswal Nifty India Manufacturing ETF Very High Risk	0.5%	-	₹1.92 Cr	-
Motilal Oswal Services Fund Direct Growth Very High Risk	1.8%	1.0%	₹88.97 Cr	-
Motilal Oswal Services Fund Regular Growth Very High Risk	2.5%	1.0%	₹88.97 Cr	-
ICICI Prudential Quality Fund Direct Growth Very High Risk	0.8%	1.0%	₹2316.38 Cr	-
ICICI Prudential Quality Fund Regular Growth Very High Risk	2.0%	1.0%	₹2316.38 Cr	-
Motilal Oswal Nifty Capital Market ETF Very High Risk	0.5%	-	₹108.91 Cr	-
Axis Nifty500 Momentum 50 ETF Very High Risk	-	-	-	-
Mirae Asset BSE Select IPO ETF Very High Risk	0.3%	-	₹19.31 Cr	-
Mirae Asset BSE Select IPO ETF Fund of Fund Regular Growth Very High Risk	1.0%	0.0%	₹7.47 Cr	-
Mirae Asset BSE Select IPO ETF Fund of Fund Direct Growth Very High Risk	0.5%	0.0%	₹7.47 Cr	-
Motilal Oswal Active Momentum Fund Direct Growth Very High Risk	2.5%	1.0%	₹354.33 Cr	-

About the AMC

ICICI Prudential Mutual Fund

+91 22 26428000

https://www.icicipruamc.com/

Total AUM

₹11,35,842 Cr

Address

3rd Floor, Hallmark Business Plaza, Mumbai, 400 051

Other Funds by ICICI Prudential Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
iSIF Equity Ex-Top 100 Long-Short Fund Direct Growth Very High Risk	-	1.0%	-	-
iSIF Hybrid Long-Short Fund Direct Growth Very High Risk	-	1.0%	-	-
ICICI Prudential Conglomerate Fund Direct Growth Moderately High risk	1.1%	1.0%	₹877.10 Cr	-
ICICI Prudential Active Momentum Fund Direct Growth Moderate Risk	1.0%	1.0%	₹1438.36 Cr	-
ICICI Prudential Nifty Private Bank Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹20.77 Cr	-
ICICI Prudential Nifty Top 15 Equal Weight Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹26.63 Cr	-
ICICI Prudential Nifty200 Quality 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹22.85 Cr	-
ICICI Prudential Quality Fund Direct Growth Very High Risk	0.8%	1.0%	₹2316.38 Cr	-
ICICI Prudential Nifty EV & New Age Automotive ETF FOF Direct Growth Very High Risk	0.6%	0.0%	₹32.05 Cr	-
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹443.73 Cr	-
ICICI Prudential CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹8.51 Cr	-
ICICI Prudential Rural Opportunities Fund Direct Growth Moderate Risk	0.9%	1.0%	₹2289.94 Cr	-
ICICI Prudential Nifty 500 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹63.22 Cr	7.1%
ICICI Prudential Equity Minimum Variance Fund Direct Growth Very High Risk	0.7%	1.0%	₹3843.27 Cr	12.5%
ICICI Prudential Nifty200 Value 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹115.38 Cr	23.0%
ICICI Prudential Energy Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹9828.30 Cr	7.4%
ICICI Prudential Fixed Maturity Plan Series 89 91 Days Plan G Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹248.60 Cr	7.9%
ICICI Prudential Nifty50 Value 20 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹109.88 Cr	2.1%
ICICI Prudential Fixed Maturity Plan Series 88 182 Days Plan J Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 125 Days Plan H Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 93 Days Plan P Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1199 Days Plan Q Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1858 Days Plan D Direct Growth Moderate Risk	-	0.0%	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Direct Growth Low Risk	-	-	₹129.54 Cr	7.0%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth Very High Risk	1.0%	0.0%	₹40.95 Cr	9.8%
ICICI Prudential Fixed Maturity Plan Series 88 1828 Days Plan A Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1833 Days Plan C Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1192 Days Plan R Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 95 Days Plan B Direct Growth Moderately High risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Direct Growth Low to Moderate Risk	-	0.0%	₹62.28 Cr	7.5%
ICICI Prudential Fixed Maturity Plan Series 88 226 Days Plan E Direct Growth Moderate Risk	-	0.0%	-	-
ICICI Prudential Thematic Advantage Fund (FOF) Direct Growth Very High Risk	0.9%	1.0%	₹8561.80 Cr	8.5%
ICICI Prudential Floating Interest Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹7445.95 Cr	8.0%
ICICI Prudential Gilt Fund Direct Growth Low to Moderate Risk	0.6%	0.0%	₹9227.02 Cr	6.7%
ICICI Prudential All Seasons Bond Fund Direct Growth Moderately High risk	0.6%	0.0%	₹14944.14 Cr	7.3%
ICICI Prudential Long Term Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹1038.80 Cr	4.7%
ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹45244.37 Cr	6.5%
ICICI Prudential Innovation Fund Direct Growth Very High Risk	0.7%	1.0%	₹7536.12 Cr	9.9%
ICICI Prudential Global Stable Equity Fund (FOF) Direct Growth Very High Risk	1.2%	1.0%	₹91.05 Cr	16.8%
ICICI Prudential Bond Fund Direct Growth Moderate Risk	0.6%	0.0%	₹2922.30 Cr	6.5%
ICICI Prudential Smallcap Fund Direct Growth Very High Risk	0.8%	1.0%	₹8427.64 Cr	-0.9%
ICICI Prudential Midcap Fund Direct Growth Very High Risk	1.0%	1.0%	₹7132.04 Cr	12.4%
ICICI Prudential Infrastructure Fund Direct Growth Very High Risk	1.1%	1.0%	₹8133.93 Cr	5.9%
ICICI Prudential Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹15404.53 Cr	10.3%
ICICI Prudential Regular Savings Fund Direct Growth High Risk	1.0%	1.0%	₹3358.65 Cr	8.2%
ICICI Prudential Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹31850.85 Cr	7.3%
ICICI Prudential Nifty Next 50 Index Direct Growth Very High Risk	0.3%	0.0%	₹8190.06 Cr	5.9%
ICICI Prudential Regular Gold Savings (FOF) Direct Growth High Risk	0.6%	1.0%	₹4481.52 Cr	98.0%
ICICI Prudential Credit Risk Fund Direct Growth Very High Risk	0.8%	1.0%	₹5919.75 Cr	9.7%

Risk Level

Your principal amount will be at Moderate Risk

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What is the current NAV of ICICI Prudential Rural Opportunities Fund Direct Growth?

The NAV of ICICI Prudential Rural Opportunities Fund Direct Growth, as of 21-Jan-2026, is ₹11.44.

What is the portfolio composition of ICICI Prudential Rural Opportunities Fund Direct Growth?

The fund's allocation of assets is distributed as 93.65% in equities, 0.00% in bonds, and 6.31% in cash and cash equivalents.

Who manages the ICICI Prudential Rural Opportunities Fund Direct Growth?

The fund managers responsible for ICICI Prudential Rural Opportunities Fund Direct Growth are:-

Priyanka Khandelwal

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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ICICI Prudential Rural Opportunities Fund Direct Growth

Fund Overview