ICICI Prudential Gilt Fund Direct Growth

Fund Overview

Fund Size

₹9,240 Cr

Expense Ratio

0.57%

ISIN

INF109K018C5

Minimum SIP

₹5,000

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

ICICI Prudential Gilt Fund Direct Growth is a Government Bond mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 13 years, 1 months and 24 days, having been launched on 01-Jan-13.
As of 24-Feb-26, it has a Net Asset Value (NAV) of ₹113.82, Assets Under Management (AUM) of 9240.09 Crores, and an expense ratio of 0.57%.

ICICI Prudential Gilt Fund Direct Growth has given a CAGR return of 8.49% since inception.
The fund's asset allocation comprises around 0.00% in equities, 96.88% in debts, and 3.12% in cash & cash equivalents.
You can start investing in ICICI Prudential Gilt Fund Direct Growth with a SIP of ₹5000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.80%

+4.73% (Cat Avg.)

3 Years

+8.17%

+6.96% (Cat Avg.)

5 Years

+6.97%

+5.52% (Cat Avg.)

10 Years

+8.90%

+6.80% (Cat Avg.)

Since Inception

+8.49%

— (Cat Avg.)

Portfolio Summaryas of 15th February 2026

Debt	₹8,951.36 Cr	96.88%
Others	₹288.73 Cr	3.12%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
6.90% Gs 2065	Bond - Gov't/Treasury	₹1,386.84 Cr	15.10%
6.48% Gs 2035	Bond - Gov't/Treasury	₹912.8 Cr	9.94%
7.34% Gs 2064	Bond - Gov't/Treasury	₹774.41 Cr	8.43%
7.24% Gs 2055	Bond - Gov't/Treasury	₹697.42 Cr	7.59%
6.68% Gs 2040	Bond - Gov't/Treasury	₹619.25 Cr	6.74%
Goi Floating Rate Bond 2033	Bond - Gov't/Treasury	₹356.65 Cr	3.88%
7.15% Maharashtra Sgs 2049	Bond - Gov't/Treasury	₹284.37 Cr	3.10%
7.13% Maharashtra Sgs 2048	Bond - Gov't/Treasury	₹276.63 Cr	3.01%
Telangana (Government of)	Bond - Sub-sovereign Government Debt	₹266.1 Cr	2.90%
7.12% Uttarpradesh Sgs 2033	Bond - Gov't/Treasury	₹246.95 Cr	2.69%
7.16% Maharashtra Sgs 2050	Bond - Gov't/Treasury	₹237.36 Cr	2.58%
Net Current Assets	Cash	₹216.16 Cr	2.35%
7.12% Maharashtra Sgs 2038	Bond - Gov't/Treasury	₹207.81 Cr	2.26%
7.46% Rajasthan Sgs 2038	Bond - Gov't/Treasury	₹197.31 Cr	2.15%
7.57% Madhyapradesh Sgs 2045	Bond - Gov't/Treasury	₹192.64 Cr	2.10%
7.09% Gs 2054	Bond - Gov't/Treasury	₹172.75 Cr	1.88%
7.14% Maharashtra Sgs 2039	Bond - Gov't/Treasury	₹168.74 Cr	1.84%
7.57% Rajasthan Sgs 2043	Bond - Gov't/Treasury	₹166.59 Cr	1.81%
7.57% Madhyapradesh Sgs 2043	Bond - Gov't/Treasury	₹163.2 Cr	1.78%
7.24% Maharashtra Sgs 2034	Bond - Gov't/Treasury	₹124.13 Cr	1.35%
7.26% Tamilnadu Sgs 2035	Bond - Gov't/Treasury	₹99.18 Cr	1.08%
7.56% Himachal Pr Sgs 2040	Bond - Gov't/Treasury	₹99.03 Cr	1.08%
7.51% Madhyapradesh Sgs 2048	Bond - Gov't/Treasury	₹97.22 Cr	1.06%
7.56% Rajasthan Sgs 2041	Bond - Gov't/Treasury	₹93.98 Cr	1.02%
7.5% Andhra Sgs 2045	Bond - Gov't/Treasury	₹88.51 Cr	0.96%
7.5% Andhra Sgs 2046	Bond - Gov't/Treasury	₹88.45 Cr	0.96%
7.32% Chhattisgarh Sgs 2037	Bond - Gov't/Treasury	₹81.54 Cr	0.89%
7.34% Telangana Sgs 2038	Bond - Gov't/Treasury	₹80.96 Cr	0.88%
7.54% Rajasthan Sgs 2035	Bond - Gov't/Treasury	₹78.38 Cr	0.85%
Haryana (State Of)	Bond - Sub-sovereign Government Debt	₹73.96 Cr	0.81%
7.13% Karnataka Sgs 2034	Bond - Gov't/Treasury	₹72.21 Cr	0.79%
Treps	Cash - Repurchase Agreement	₹70.79 Cr	0.77%
7.48% Madhyapradesh Sgs 2045	Bond - Gov't/Treasury	₹70.11 Cr	0.76%
7.07% Gujarat Sgs 2034	Bond - Gov't/Treasury	₹53.25 Cr	0.58%
7.12% Maharashtra Sgs 2047	Bond - Gov't/Treasury	₹52.77 Cr	0.57%
7.52% Bihar Sgs 2036	Bond - Gov't/Treasury	₹51.13 Cr	0.56%
7.52% Haryana Sgs 2039	Bond - Gov't/Treasury	₹48.07 Cr	0.52%
7.67% Telangana Sgs 2035	Bond - Gov't/Treasury	₹40.7 Cr	0.44%
7.63% Andhra Sgs 2037	Bond - Gov't/Treasury	₹37.2 Cr	0.41%
7.43% Haryana Sgs 2039	Bond - Gov't/Treasury	₹27.18 Cr	0.30%
7.10% Gs 2034	Bond - Gov't/Treasury	₹26.74 Cr	0.29%
7.29% Westbengal Sgs 2038	Bond - Gov't/Treasury	₹25.37 Cr	0.28%
6.79% Gs 2034	Bond - Gov't/Treasury	₹19.51 Cr	0.21%
7.43% ODisha Sgs 2040	Bond - Gov't/Treasury	₹15.58 Cr	0.17%
7.09% Gs 2074	Bond - Gov't/Treasury	₹10.41 Cr	0.11%
Maharashtra State Development Loans	Bond - Gov't/Treasury	₹9.72 Cr	0.11%
Goi Frb 2034	Bond - Gov't/Treasury	₹3.07 Cr	0.03%
7.44% Karnataka Sgs 2034	Bond - Gov't/Treasury	₹0.23 Cr	0.00%
6.92% Gs 2039	Bond - Gov't/Treasury	₹0.09 Cr	0.00%
7.43% Tamilnadu Sgs 2034	Bond - Gov't/Treasury	₹0.05 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Gov't/Treasury	₹8,556.45 Cr	93.17%
Bond - Sub-sovereign Government Debt	₹340.06 Cr	3.70%
Cash	₹216.16 Cr	2.35%
Cash - Repurchase Agreement	₹70.79 Cr	0.77%

Risk & Performance Ratios

Fund Managers

Manish Banthia

Since January 2024

Raunak Surana

Since January 2024

Additional Scheme Detailsas of 15th February 2026

ISIN

INF109K018C5

Expense Ratio

0.57%

Exit Load

No Charges

Fund Size

₹9,240 Cr

Age

13 years 1 month

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

NIFTY All Duration G-Sec TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Government Bond Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Groww Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹38.45 Cr	-
Groww Gilt Fund Regular Growth Moderate Risk	1.5%	0.0%	₹38.45 Cr	-
Bajaj Finserv Gilt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹20.46 Cr	3.8%
Bajaj Finserv Gilt Fund Regular Growth Moderate Risk	1.3%	0.0%	₹20.46 Cr	2.9%
UTI Nifty 5 Yr Benchmark G-Sec ETF Moderate Risk	0.2%	-	₹25.25 Cr	7.7%
LIC MF Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹56.96 Cr	3.1%
ICICI Prudential Gilt Fund Direct Growth Low to Moderate Risk	0.6%	0.0%	₹9240.09 Cr	6.8%
HSBC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹225.76 Cr	4.0%
Bandhan Government Securities Fund Investment Plan Direct Growth Low to Moderate Risk	0.5%	0.0%	₹1999.03 Cr	5.0%
Nippon India Gilt Securities Fund Direct Growth Moderate Risk	0.5%	0.0%	₹1834.14 Cr	4.1%
Invesco India Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹279.16 Cr	4.3%
Kotak Gilt Investment Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹3062.84 Cr	3.1%
Nippon India ETF Nifty 5 yr Benchmark G-Sec Moderate Risk	0.1%	-	₹246.07 Cr	8.0%
Axis Gilt Fund Regular Growth Moderate Risk	0.8%	0.0%	₹636.57 Cr	5.1%
Bandhan Government Securities Fund Investment Plan Regular Growth Low to Moderate Risk	1.1%	0.0%	₹1999.03 Cr	4.3%
Aditya Birla Sun Life Nifty G-Sec Jun 2027 ETF Moderate Risk	-	-	-	-
Edelweiss Government Securities Fund Direct Growth Moderate Risk	0.5%	0.0%	₹150.29 Cr	4.0%
Edelweiss Government Securities Fund Regular Growth Moderate Risk	1.2%	0.0%	₹150.29 Cr	3.3%
Motilal Oswal Nifty 5 year Benchmark G-Sec ETF Moderate Risk	0.2%	-	₹152.54 Cr	7.6%
UTI Gilt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹519.90 Cr	5.8%
Axis Gilt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹636.57 Cr	5.6%
Baroda BNP Paribas Gilt Fund Direct Growth Moderate Risk	0.1%	0.0%	₹1132.07 Cr	5.1%
HDFC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹2740.18 Cr	5.2%
Aditya Birla Sun Life Government Securities Fund Direct Growth Moderate Risk	0.5%	0.0%	₹1822.42 Cr	3.1%
SBI Magnum Gilt Direct Growth Moderate Risk	0.5%	0.0%	₹10551.74 Cr	4.9%
ICICI Prudential Nifty 5 Yr Bench G-SEC ETF Moderate Risk	0.2%	-	₹18.42 Cr	8.2%
Tata Gilt Securities Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1167.20 Cr	5.2%
Franklin India Government Securities Direct Growth Low to Moderate Risk	0.6%	0.0%	₹184.15 Cr	5.7%
Canara Robeco Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹137.95 Cr	4.2%
DSP Government Securities Direct Growth Moderate Risk	0.6%	0.0%	₹1270.55 Cr	4.8%
PGIM India Gilt Fund Direct Growth Moderate Risk	0.6%	0.0%	₹101.35 Cr	4.2%
Union Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹105.58 Cr	2.4%
Union Gilt Fund Regular Growth Moderate Risk	1.1%	0.0%	₹105.58 Cr	1.9%
Quant Gilt Fund Regular Growth Moderate Risk	1.4%	0.0%	₹100.74 Cr	3.5%
Quant Gilt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹100.74 Cr	4.5%
Invesco India Gilt Fund Regular Growth Moderate Risk	1.3%	0.0%	₹279.16 Cr	3.5%
Motilal Oswal 5 Year G-Sec Fund of Fund Regular Growth Moderate Risk	0.2%	0.0%	₹47.43 Cr	9.1%
Motilal Oswal 5 Year G-Sec Fund of Fund Direct Growth Moderate Risk	0.1%	0.0%	₹47.43 Cr	9.2%
Kotak Gilt Investment Fund Regular Growth Low to Moderate Risk	1.5%	0.0%	₹3062.84 Cr	2.0%
Aditya Birla Sun Life Government Securities Fund Regular Growth Moderate Risk	1.1%	0.0%	₹1822.42 Cr	2.4%
LIC MF Gilt Fund Regular Growth Moderate Risk	1.2%	0.0%	₹56.96 Cr	2.4%
PGIM India Gilt Fund Regular Growth Moderate Risk	1.4%	0.0%	₹101.35 Cr	3.3%
DSP Government Securities Regular Growth Moderate Risk	1.2%	0.0%	₹1270.55 Cr	4.2%
Baroda BNP Paribas Gilt Fund Regular Growth Moderate Risk	0.5%	0.0%	₹1132.07 Cr	4.8%
Canara Robeco Gilt Fund Regular Growth Moderate Risk	1.3%	0.0%	₹137.95 Cr	3.5%
HSBC Gilt Fund Regular Growth Moderate Risk	1.6%	0.0%	₹225.76 Cr	2.8%
SBI Magnum Gilt Regular Growth Moderate Risk	1.0%	0.0%	₹10551.74 Cr	4.4%
ICICI Prudential Gilt Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹9240.09 Cr	6.2%
UTI Gilt Fund Regular Growth Moderate Risk	0.9%	0.0%	₹519.90 Cr	5.5%
HDFC Gilt Fund Regular Growth Moderate Risk	0.9%	0.0%	₹2740.18 Cr	4.7%

About the AMC

ICICI Prudential Mutual Fund

+91 22 26428000

https://www.icicipruamc.com/

Total AUM

₹11,50,127 Cr

Address

3rd Floor, Hallmark Business Plaza, Mumbai, 400 051

Other Funds by ICICI Prudential Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
iSIF Equity Ex-Top 100 Long-Short Fund Direct Growth Very High Risk	-	1.0%	-	-
iSIF Hybrid Long-Short Fund Direct Growth Very High Risk	-	1.0%	-	-
ICICI Prudential Conglomerate Fund Direct Growth Moderately High risk	1.2%	1.0%	₹857.22 Cr	-
ICICI Prudential Active Momentum Fund Direct Growth Moderate Risk	1.0%	1.0%	₹1448.27 Cr	-
ICICI Prudential Nifty Private Bank Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹21.30 Cr	-
ICICI Prudential Nifty Top 15 Equal Weight Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹25.32 Cr	-
ICICI Prudential Nifty200 Quality 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹23.03 Cr	-
ICICI Prudential Quality Fund Direct Growth Very High Risk	0.9%	1.0%	₹2297.64 Cr	-
ICICI Prudential Nifty EV & New Age Automotive ETF FOF Direct Growth Very High Risk	0.9%	0.0%	₹31.73 Cr	-
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹445.71 Cr	-
ICICI Prudential CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹8.51 Cr	-
ICICI Prudential Rural Opportunities Fund Direct Growth Moderate Risk	0.9%	1.0%	₹2244.73 Cr	21.7%
ICICI Prudential Nifty 500 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹66.51 Cr	14.2%
ICICI Prudential Equity Minimum Variance Fund Direct Growth Very High Risk	0.8%	1.0%	₹3685.20 Cr	16.6%
ICICI Prudential Nifty200 Value 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹136.35 Cr	41.0%
ICICI Prudential Energy Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹9891.84 Cr	26.6%
ICICI Prudential Fixed Maturity Plan Series 89 91 Days Plan G Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹242.20 Cr	16.3%
ICICI Prudential Nifty50 Value 20 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹109.32 Cr	5.7%
ICICI Prudential Fixed Maturity Plan Series 88 182 Days Plan J Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 125 Days Plan H Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 93 Days Plan P Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1199 Days Plan Q Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1858 Days Plan D Direct Growth Moderate Risk	-	0.0%	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1226 Days Plan F Direct Growth Low Risk	-	-	₹129.54 Cr	6.9%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth Very High Risk	1.0%	0.0%	₹40.95 Cr	13.0%
ICICI Prudential Fixed Maturity Plan Series 88 1828 Days Plan A Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1833 Days Plan C Direct Growth Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1192 Days Plan R Direct Growth Low to Moderate Risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 95 Days Plan B Direct Growth Moderately High risk	-	-	-	-
ICICI Prudential Fixed Maturity Plan Series 88 1303 Days Plan S Direct Growth Low to Moderate Risk	-	0.0%	₹62.28 Cr	7.3%
ICICI Prudential Fixed Maturity Plan Series 88 226 Days Plan E Direct Growth Moderate Risk	-	0.0%	-	-
ICICI Prudential Thematic Advantage Fund (FOF) Direct Growth Very High Risk	0.9%	1.0%	₹8693.30 Cr	12.7%
ICICI Prudential Floating Interest Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹7195.72 Cr	8.1%
ICICI Prudential Gilt Fund Direct Growth Low to Moderate Risk	0.6%	0.0%	₹9240.09 Cr	6.8%
ICICI Prudential All Seasons Bond Fund Direct Growth Moderately High risk	0.6%	0.0%	₹14826.27 Cr	7.4%
ICICI Prudential Long Term Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹1010.73 Cr	4.9%
ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹52164.97 Cr	6.4%
ICICI Prudential Innovation Fund Direct Growth Very High Risk	0.7%	1.0%	₹7598.67 Cr	15.2%
ICICI Prudential Global Stable Equity Fund (FOF) Direct Growth Very High Risk	1.2%	1.0%	₹86.05 Cr	18.1%
ICICI Prudential Bond Fund Direct Growth Moderate Risk	0.6%	0.0%	₹2916.99 Cr	6.4%
ICICI Prudential Smallcap Fund Direct Growth Very High Risk	0.8%	1.0%	₹8122.70 Cr	12.9%
ICICI Prudential Midcap Fund Direct Growth Very High Risk	1.0%	1.0%	₹6969.01 Cr	28.5%
ICICI Prudential Infrastructure Fund Direct Growth Very High Risk	1.1%	1.0%	₹8076.55 Cr	17.9%
ICICI Prudential Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹15179.76 Cr	13.7%
ICICI Prudential Regular Savings Fund Direct Growth High Risk	1.0%	1.0%	₹3333.86 Cr	9.4%
ICICI Prudential Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹35024.96 Cr	7.3%
ICICI Prudential Nifty Next 50 Index Direct Growth Very High Risk	0.3%	0.0%	₹8102.77 Cr	17.3%
ICICI Prudential Regular Gold Savings (FOF) Direct Growth High Risk	0.6%	1.0%	₹6338.49 Cr	80.7%
ICICI Prudential Credit Risk Fund Direct Growth Very High Risk	0.8%	1.0%	₹5939.88 Cr	10.0%

Risk Level

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What is the current NAV of ICICI Prudential Gilt Fund Direct Growth?

The NAV of ICICI Prudential Gilt Fund Direct Growth, as of 24-Feb-2026, is ₹113.82.

What are the returns of ICICI Prudential Gilt Fund Direct Growth?

The fund has generated 6.80% over the last 1 year and 8.17% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of ICICI Prudential Gilt Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 96.88% in bonds, and 3.12% in cash and cash equivalents.

Who manages the ICICI Prudential Gilt Fund Direct Growth?

The fund managers responsible for ICICI Prudential Gilt Fund Direct Growth are:-

Manish Banthia
Raunak Surana

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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ICICI Prudential Gilt Fund Direct Growth

Fund Overview