Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth

Fund Overview

Fund Size

₹340 Cr

Expense Ratio

0.35%

ISIN

INF194KB1JS0

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

17 Mar 2025

About this fund

Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth is a Index Funds - Fixed Income mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 5 months and 27 days, having been launched on 17-Mar-25.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹10.37, Assets Under Management (AUM) of 339.95 Crores, and an expense ratio of 0.35%.

Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth has given a CAGR return of 3.57% since inception.
The fund's asset allocation comprises around 0.00% in equities, 17.87% in debts, and 82.13% in cash & cash equivalents.
You can start investing in Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+3.57%

— (Cat Avg.)

Portfolio Summaryas of 31st August 2025

Debt	₹60.75 Cr	17.87%
Others	₹279.2 Cr	82.13%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Limited	Bond - Corporate Bond	₹39.92 Cr	12.96%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹35.11 Cr	11.40%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹30.09 Cr	9.77%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹25.06 Cr	8.13%
Bajaj Finance Limited	Bond - Corporate Bond	₹25.06 Cr	8.13%
Power Finance Corporation Limited	Bond - Corporate Bond	₹25.05 Cr	8.13%
Rec Limited	Bond - Corporate Bond	₹24.96 Cr	8.10%
Union Bank Of India	Cash - CD/Time Deposit	₹24.62 Cr	7.99%
Bank Of Baroda	Cash - CD/Time Deposit	₹24.6 Cr	7.98%
Canara Bank	Cash - CD/Time Deposit	₹24.6 Cr	7.98%
Net Current Assets	Cash	₹11.17 Cr	3.63%
Indian Bank	Cash - CD/Time Deposit	₹4.93 Cr	1.60%
Union Bank Of India	Cash - CD/Time Deposit	₹4.91 Cr	1.60%
Triparty Repo Trp_010925	Cash - Repurchase Agreement	₹3 Cr	0.97%
Axis Bank Ltd.	Cash - CD/Time Deposit	₹2.97 Cr	0.96%
ICICI Bank Ltd.	Cash - CD/Time Deposit	₹1.98 Cr	0.64%
Cash Margin - Ccil	Cash - Repurchase Agreement	₹0.02 Cr	0.01%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Corporate Bond	₹205.25 Cr	66.63%
Cash - CD/Time Deposit	₹88.6 Cr	28.76%
Cash	₹11.17 Cr	3.63%
Cash - Repurchase Agreement	₹3.02 Cr	0.98%

Risk & Performance Ratios

Fund Managers

Harshal Joshi

Since March 2025

Brijesh Shah

Since March 2025

Additional Scheme Detailsas of 31st August 2025

ISIN

INF194KB1JS0

Expense Ratio

0.35%

Exit Load

No Charges

Fund Size

₹340 Cr

Age

5 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL-IBX Fincl Svcs 3 to 6 Mths Dbt

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Index Funds - Fixed Income Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹407.54 Cr	-
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund Regular Growth Moderate Risk	0.3%	0.0%	₹407.54 Cr	-
Mirae Asset CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹149.04 Cr	-
Mirae Asset CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹149.04 Cr	-
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹408.36 Cr	-
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹408.36 Cr	-
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹944.45 Cr	-
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹944.45 Cr	-
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹570.81 Cr	-
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹570.81 Cr	-
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹339.95 Cr	-
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹339.95 Cr	-
Axis Nifty AAA Bond Financial Services - Mar 2028 Index Fund Regular Growth Moderate Risk	-	0.0%	-	-
Axis Nifty AAA Bond Financial Services - Mar 2028 Index Fund Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund Direct Growth Moderate Risk	0.1%	0.0%	₹7.39 Cr	-
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund Regular Growth Moderate Risk	0.3%	0.0%	₹7.39 Cr	-
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹547.84 Cr	-
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹547.84 Cr	-
Edelweiss CRISIL-IBX AAA Bond NBFC-HFC - Jun 2027 Index Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹81.60 Cr	-
Edelweiss CRISIL-IBX AAA Bond NBFC-HFC - Jun 2027 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹81.60 Cr	-
Bandhan Fixed Maturity Plan (FMP) - Series 209 (93 Days) Regular Growth Low to Moderate Risk	-	0.0%	-	-
Bandhan Fixed Maturity Plan (FMP) - Series 209 (93 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹26.90 Cr	-
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹26.90 Cr	-
ICICI Prudential CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹13.77 Cr	-
ICICI Prudential CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹13.77 Cr	-
Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹3613.40 Cr	-
Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹3613.40 Cr	-
Axis CRISIL IBX AAA Bond NBFC HFC Jun 2027 Index Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹45.35 Cr	-
Axis CRISIL IBX AAA Bond NBFC HFC Jun 2027 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹45.35 Cr	-
Edelweiss CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Direct Growth Moderately High risk	0.2%	0.0%	₹110.89 Cr	-
Edelweiss CRISIL IBX AAA Financial Services - Jan 2028 Index Fund Regular Growth Moderately High risk	0.4%	0.0%	₹110.89 Cr	-
Axis CRISIL-IBX AAA Bond Financial Services - Sep 2027 Index Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹54.64 Cr	-
Axis CRISIL-IBX AAA Bond Financial Services - Sep 2027 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹54.64 Cr	-
Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index Sep 2027 Fund Direct Growth Moderate Risk	0.1%	0.0%	₹79.14 Cr	-
Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index Sep 2027 Fund Regular Growth Moderate Risk	0.4%	0.0%	₹79.14 Cr	-
Nippon India CRISIL-IBX AAA Financial Services - Dec 2026 Index Fund Regular Growth Moderate Risk	0.1%	0.0%	₹116.00 Cr	-
Nippon India CRISIL-IBX AAA Financial Services - Dec 2026 Index Fund Regular Growth Moderate Risk	0.4%	0.0%	₹116.00 Cr	-
Nippon India CRISIL-IBX AAA Financial Services - Jan 2028 Index Fund Regular Growth Moderate Risk	0.1%	0.0%	₹80.07 Cr	-
Nippon India CRISIL-IBX AAA Financial Services - Jan 2028 Index Fund Regular Growth Moderate Risk	0.4%	0.0%	₹80.07 Cr	-
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index Dec 2025 Fund Regular Growth Moderate Risk	0.4%	0.0%	₹304.93 Cr	-
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index Dec 2025 Fund Direct Growth Moderate Risk	0.1%	0.0%	₹304.93 Cr	-
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index Sep 2026 Fund Direct Growth Moderate Risk	0.1%	0.0%	₹231.52 Cr	-
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index Sep 2026 Fund Regular Growth Moderate Risk	0.5%	0.0%	₹231.52 Cr	-
Axis CRISIL IBX AAA NBFC Index Jun 2027 Fund Regular Growth Low to Moderate Risk	0.5%	0.0%	₹783.60 Cr	-
Axis CRISIL IBX AAA NBFC Index Jun 2027 Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹783.60 Cr	-
Kotak Crisil-IBX AAA Financial Services Index - Sep 2027 Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹443.51 Cr	-
Kotak Crisil-IBX AAA Financial Services Index - Sep 2027 Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹443.51 Cr	-
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About the AMC

Bandhan Mutual Fund

022-66289999

https://bandhanmutual.com/

Total AUM

₹1,83,484 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan BSE India Sector Leaders Index Fund Direct Growth Very High Risk	-	0.0%	-	-
Bandhan Multi-Factor Fund Direct Growth Very High Risk	0.9%	0.0%	₹505.43 Cr	-
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹339.95 Cr	-
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund Direct Growth Moderate Risk	0.1%	0.0%	₹7.39 Cr	-
Bandhan Nifty Next 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹20.01 Cr	-
Bandhan Fixed Maturity Plan (FMP) - Series 209 (93 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Bandhan Nifty Alpha Low Volatility 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹8.73 Cr	-
Bandhan Nifty 200 Quality 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹11.34 Cr	-
Bandhan Nifty 500 Momentum 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹25.54 Cr	-
Bandhan Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹13.71 Cr	-
Bandhan Business Cycle Fund Direct Growth Very High Risk	0.5%	0.0%	₹1598.10 Cr	-
Bandhan Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹27.55 Cr	-
Bandhan BSE Healthcare Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹18.29 Cr	-
Bandhan Nifty Bank Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹19.17 Cr	6.5%
Bandhan Nifty Total Market Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹40.35 Cr	-2.6%
Bandhan Innovation Fund Direct Growth Very High Risk	0.5%	0.0%	₹1714.64 Cr	6.2%
Bandhan Long Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹141.41 Cr	3.3%
Bandhan Multi Asset Allocation Fund Direct Growth Very High Risk	0.5%	0.0%	₹2124.75 Cr	9.9%
Bandhan Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹58.94 Cr	-6.8%
Bandhan Nifty Alpha 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹485.90 Cr	-14.9%
Bandhan Retirement Fund Direct Growth Moderately High risk	0.7%	0.0%	₹180.60 Cr	2.9%
Bandhan Nifty IT Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹24.50 Cr	-14.8%
Bandhan Interval Fund - Series 17 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 197 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 179 Direct Growth Moderate Risk	-	0.0%	₹334.47 Cr	8.3%
Bandhan Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹899.40 Cr	6.2%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹14391.30 Cr	6.9%
Bandhan Core Equity Fund Direct Growth Very High Risk	0.6%	1.0%	₹10230.74 Cr	-0.7%
Bandhan Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹2717.81 Cr	3.8%
Bandhan Large Cap Fund Direct Growth Very High Risk	0.9%	0.0%	₹1893.05 Cr	-1.0%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth High Risk	0.5%	1.0%	₹19.22 Cr	1.2%
Bandhan Government Securities Fund Investment Plan Direct Growth Moderate Risk	0.5%	0.0%	₹2916.31 Cr	4.0%
Bandhan Focused Equity Fund Direct Growth Very High Risk	0.8%	1.0%	₹1919.39 Cr	1.6%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth Moderate Risk	0.1%	0.0%	₹345.61 Cr	8.3%
Bandhan Infrastructure Fund Direct Growth Very High Risk	0.8%	0.0%	₹1612.58 Cr	-9.1%
Bandhan Regular Savings Fund Direct Growth Moderately High risk	1.1%	0.0%	₹105.20 Cr	4.4%
Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk	0.6%	0.0%	₹1441.01 Cr	7.9%
Bandhan Bond Fund - Income Plan Direct Growth Moderate Risk	1.3%	1.0%	₹482.80 Cr	5.0%
Bandhan Money Manager Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹13433.65 Cr	8.0%
Bandhan Bond Fund - Short Term Plan Direct Growth Low to Moderate Risk	0.3%	0.0%	₹10760.74 Cr	8.4%
Bandhan Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹1952.97 Cr	-0.0%
Bandhan Sterling Value Fund Direct Growth Very High Risk	0.7%	1.0%	₹9840.60 Cr	-4.5%
Bandhan Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹7364.66 Cr	-0.6%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹102.22 Cr	8.0%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.7%	0.0%	₹6899.23 Cr	-2.9%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6275.64 Cr	7.8%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth Moderately High risk	0.2%	1.0%	₹6.32 Cr	5.4%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹431.40 Cr	7.2%
Bandhan Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2690.20 Cr	-2.1%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹1032.63 Cr	5.6%

Risk Level

Your principal amount will be at Low to Moderate Risk

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What is the current NAV of Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth?

The NAV of Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth, as of 12-Sep-2025, is ₹10.37.

What is the portfolio composition of Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 17.87% in bonds, and 82.13% in cash and cash equivalents.

Who manages the Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth?

The fund managers responsible for Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular Growth are:-

Harshal Joshi
Brijesh Shah

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹340 Cr

Expense Ratio

0.35%

ISIN

INF194KB1JS0

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

17 Mar 2025

Risk Level

Your principal amount will be at Low to Moderate Risk