Dezerv

Fund Overview

Fund Size

Fund Size

₹11 Cr

Expense Ratio

Expense Ratio

0.33%

ISIN

ISIN

INF194KB1JO9

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

10 Mar 2025

About this fund

This fund has been in existence for 3 months and 9 days, having been launched on 10-Mar-25.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹10.45, Assets Under Management (AUM) of 10.57 Crores, and an expense ratio of 0.33%.
  • Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund Regular Growth has given a CAGR return of 4.51% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 95.77% in debts, and 4.23% in cash & cash equivalents.
  • You can start investing in Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

Since Inception

+4.51%

(Cat Avg.)

Portfolio Summaryas of 15th May 2025

Debt10.12 Cr95.77%
Others0.45 Cr4.23%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
07.64 Tn SDL 2029Bond - Gov't/Treasury4.88 Cr35.45%
07.17 Tn SDL 2029Bond - Gov't/Treasury2.06 Cr14.99%
07.09 RJ Sdl 2029Bond - Gov't/Treasury1.64 Cr11.92%
6.79% Govt Stock 2029Bond - Gov't/Treasury1.08 Cr7.85%
07.20 KA Sdl 2029Bond - Gov't/Treasury1.03 Cr7.50%
07.17 KA Sdl 2029Bond - Gov't/Treasury1.03 Cr7.50%
07.17 MH Sdl 2029octBond - Gov't/Treasury0.41 Cr3.00%
Net Current AssetsCash0.3 Cr2.15%
Triparty Repo Trp_160525Cash - Repurchase Agreement0.28 Cr2.03%
07.23 GJ Sdl 2029Bond - Gov't/Treasury0.26 Cr1.87%
07.13 MP Sdl 2029Bond - Gov't/Treasury0.21 Cr1.49%
07.16 RJ Sdl 2029Bond - Gov't/Treasury0.18 Cr1.29%
08.16 Tn SDL 2029Bond - Gov't/Treasury0.11 Cr0.77%
08.07 RJ Sdl 2029Bond - Gov't/Treasury0.11 Cr0.77%
07.78 KL Sdl 2029Bond - Gov't/Treasury0.1 Cr0.76%
6.9% Karnataka State Development Loans (17/07/2029)Bond - Gov't/Treasury0.09 Cr0.62%
Cash Margin - CcilCash - Repurchase Agreement0.01 Cr0.05%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Gov't/Treasury13.19 Cr95.77%
Cash0.3 Cr2.15%
Cash - Repurchase Agreement0.29 Cr2.08%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

BS

Brijesh Shah

Since March 2025

Additional Scheme Detailsas of 15th May 2025

ISIN
INF194KB1JO9
Expense Ratio
0.33%
Exit Load
No Charges
Fund Size
₹11 Cr
Age
3 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL-IBX 10:90Glt+SDLIdxDec2029 TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

  • For investments made on or after 1 April 2023: The entire capital gain is added to the investor's income and is taxed based on the applicable income tax slab.
  • For investments made before 1 April 2023:
    • If sold within 2 years of investment: The capital gains are added to the investor's income and taxed according to the applicable tax slab.
    • If sold after 2 years of investment: The capital gains are taxed at a flat rate of 12.5%.
  • Holding the units: No tax is applicable as long as you hold the units.

Dividend Taxation:

Dividends are considered part of the investor’s income and are taxed according to their applicable tax slab. Additionally, if an investor’s dividend income exceeds INR 5,000 in a financial year, a 10% Tax Deducted at Source (TDS) is withheld by the fund house before distributing the dividend.

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund Regular Growth, as of 18-Jun-2025, is ₹10.45.
The fund's allocation of assets is distributed as 0.00% in equities, 95.77% in bonds, and 4.23% in cash and cash equivalents.
The fund managers responsible for Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund Regular Growth are:-
  1. Brijesh Shah