Aditya Birla Sun Life Medium Term Plan Direct Growth

Fund Overview

Fund Size

₹2,744 Cr

Expense Ratio

0.84%

ISIN

INF209K01XA9

Minimum SIP

₹1,000

Exit Load

2.00%

Inception Date

01 Jan 2013

About this fund

Aditya Birla Sun Life Medium Term Plan Direct Growth is a Medium Duration mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 12 years, 7 months and 16 days, having been launched on 01-Jan-13.
As of 14-Aug-25, it has a Net Asset Value (NAV) of ₹43.82, Assets Under Management (AUM) of 2744.47 Crores, and an expense ratio of 0.84%.

Aditya Birla Sun Life Medium Term Plan Direct Growth has given a CAGR return of 9.81% since inception.
The fund's asset allocation comprises around 4.14% in equities, 89.96% in debts, and 5.64% in cash & cash equivalents.
You can start investing in Aditya Birla Sun Life Medium Term Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+13.97%

+8.40% (Cat Avg.)

3 Years

+10.19%

+7.62% (Cat Avg.)

5 Years

+13.03%

+7.02% (Cat Avg.)

10 Years

+9.37%

+6.37% (Cat Avg.)

Since Inception

+9.81%

— (Cat Avg.)

Portfolio Summaryas of 31st July 2025

Equity	₹113.62 Cr	4.14%
Debt	₹2,468.85 Cr	89.96%
Others	₹162 Cr	5.90%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
6.79% Govt Stock 2034	Bond - Gov't/Treasury	₹220.42 Cr	8.03%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹194.87 Cr	7.10%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹193.53 Cr	7.05%
Nuvama Wealth Finance Limited	Bond - Corporate Bond	₹95.84 Cr	3.49%
Net Receivables / (Payables)	Cash	₹82.43 Cr	3.00%
Jubilant Bevco Limited	Bond - Corporate Bond	₹76.88 Cr	2.80%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹75.91 Cr	2.77%
National Bank For Financing Infrastructure And Development	Bond - Corporate Bond	₹71.19 Cr	2.59%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹70.17 Cr	2.56%
360 One Prime Limited	Bond - Corporate Bond	₹65.46 Cr	2.39%
SK Finance Limited	Bond - Corporate Bond	₹64.74 Cr	2.36%
Narayana Hrudayalaya Limited	Bond - Corporate Bond	₹61.16 Cr	2.23%
JSW Energy Limited	Bond - Corporate Bond	₹60.78 Cr	2.21%
Vedanta Limited	Bond - Corporate Bond	₹60.42 Cr	2.20%
Hero Housing Finance Limited	Bond - Corporate Bond	₹60.17 Cr	2.19%
Sis Limited	Bond - Corporate Bond	₹57.93 Cr	2.11%
GMR Airports Limited	Bond - Corporate Bond	₹52.38 Cr	1.91%
Power Finance Corporation Limited	Bond - Corporate Bond	₹51.15 Cr	1.86%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹51.07 Cr	1.86%
Housing And Urban Development Corporation Limited	Bond - Corporate Bond	₹50.25 Cr	1.83%
JSW Steel Limited	Bond - Corporate Bond	₹50.24 Cr	1.83%
Creditaccess Grameen Limited	Bond - Corporate Bond	₹50.09 Cr	1.83%
Power Finance Corporation Limited	Bond - Corporate Bond	₹49.6 Cr	1.81%
Hinduja Housing Finance Limited	Bond - Corporate Bond	₹46.58 Cr	1.70%
Muthoot Finance Limited	Bond - Corporate Bond	₹45.62 Cr	1.66%
Adani Airport Holdings Limited	Bond - Corporate Bond	₹44.74 Cr	1.63%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹40.95 Cr	1.49%
JM Financial Products Limited	Bond - Corporate Bond	₹40.17 Cr	1.46%
Power Finance Corporation Limited	Bond - Corporate Bond	₹39.59 Cr	1.44%
Ntpc Limited	Bond - Corporate Bond	₹34.9 Cr	1.27%
IRB InvIT Fund Units 2017-Series IV	Equity	₹31.86 Cr	1.16%
Interise TRust	Bond - Corporate Bond	₹28.52 Cr	1.04%
Nexus Select Trust Reits	Equity - REIT	₹26.63 Cr	0.97%
Power Finance Corporation Limited	Bond - Corporate Bond	₹25.9 Cr	0.94%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹25.54 Cr	0.93%
Aditya Birla Housing Finance Limited	Bond - Corporate Bond	₹25.33 Cr	0.92%
Avanse Financial Services Limited	Bond - Corporate Bond	₹25.18 Cr	0.92%
Rec Limited	Bond - Corporate Bond	₹25.09 Cr	0.91%
Dlf Home Developers Limited	Bond - Corporate Bond	₹25.07 Cr	0.91%
SK Finance Limited	Bond - Corporate Bond	₹24.89 Cr	0.91%
Eris Lifesciences Limited	Bond - Corporate Bond	₹24.45 Cr	0.89%
Eris Lifesciences Limited	Bond - Corporate Bond	₹24.36 Cr	0.89%
Clearing Corporation Of India Limited	Cash - Repurchase Agreement	₹22.29 Cr	0.81%
Indus Infra Trust Unit	Equity	₹22.01 Cr	0.80%
Delhi International Airport Limited	Bond - Corporate Bond	₹20.56 Cr	0.75%
Embassy Office Parks REIT	Equity - REIT	₹19.11 Cr	0.70%
Union Bank Of India	Bond - Corporate Bond	₹19.09 Cr	0.70%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹18.03 Cr	0.66%
Pcbl Chemical Limited	Bond - Corporate Bond	₹17.21 Cr	0.63%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹15.66 Cr	0.57%
Vedanta Limited	Bond - Corporate Bond	₹15.07 Cr	0.55%
Punjab National Bank	Bond - Corporate Bond	₹15 Cr	0.55%
IndiGrid Infrastructure Trust Units Series - IV	Equity	₹14.01 Cr	0.51%
Highways Infrastructure Trust	Bond - Corporate Bond	₹12.75 Cr	0.46%
SBI - Corporate Debt Market Development Fund - A2 Units	Mutual Fund - Open End	₹7.19 Cr	0.26%
Rec Limited	Bond - Corporate Bond	₹5.15 Cr	0.19%
Dme Development Limited	Bond - Corporate Bond	₹4.29 Cr	0.16%
Dme Development Limited	Bond - Corporate Bond	₹4.25 Cr	0.16%
Dme Development Limited	Bond - Corporate Bond	₹4.24 Cr	0.15%
Dme Development Limited	Bond - Corporate Bond	₹4.23 Cr	0.15%
Dme Development Limited	Bond - Corporate Bond	₹4.23 Cr	0.15%
Dme Development Limited	Bond - Corporate Bond	₹4.22 Cr	0.15%
Dme Development Limited	Bond - Corporate Bond	₹4.22 Cr	0.15%
Dme Development Limited	Bond - Corporate Bond	₹4.2 Cr	0.15%
Dme Development Limited	Bond - Corporate Bond	₹4.2 Cr	0.15%
Dme Development Limited	Bond - Corporate Bond	₹4.2 Cr	0.15%
06.97 KA Sdl 2028	Bond - Gov't/Treasury	₹1.79 Cr	0.07%
6.33% Goi 2035	Bond - Gov't/Treasury	₹1.57 Cr	0.06%
08.08 MH Sdl 2028	Bond - Gov't/Treasury	₹1.17 Cr	0.04%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹1.16 Cr	0.04%
7.17% Govt Stock 2028	Bond - Gov't/Treasury	₹0.44 Cr	0.02%
06.97 MH Sdl 2028	Bond - Gov't/Treasury	₹0.32 Cr	0.01%
08.73 Up SDL 2028oct	Bond - Gov't/Treasury	₹0.21 Cr	0.01%
7.26% Govt Stock 2029	Bond - Gov't/Treasury	₹0.21 Cr	0.01%
7.27% Govt Stock 2026	Bond - Gov't/Treasury	₹0.13 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Industrials	₹31.86 Cr	1.16%
Financial Services	₹22.01 Cr	0.80%
Utilities	₹14.01 Cr	0.51%

Risk & Performance Ratios

Fund Managers

Sunaina Cunha

Since September 2014

Mohit Sharma

Since August 2020

Additional Scheme Detailsas of 31st July 2025

ISIN

INF209K01XA9

Expense Ratio

0.84%

Exit Load

2.00%

Fund Size

₹2,744 Cr

Age

12 years 7 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Medium Duration Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Medium Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk	0.6%	0.0%	₹1469.01 Cr	8.5%
HSBC Medium Duration Regular Growth Moderate Risk	1.0%	0.0%	₹740.64 Cr	8.6%
HSBC Medium Duration Direct Growth Moderate Risk	0.4%	0.0%	₹740.64 Cr	9.4%
Union Medium Duration Fund Regular Growth Moderate Risk	0.9%	1.0%	₹80.25 Cr	7.9%
Union Medium Duration Fund Direct Growth Moderate Risk	0.6%	1.0%	₹80.25 Cr	8.2%
Kotak Medium Term Fund Direct Growth Moderately High risk	0.7%	0.0%	₹1817.07 Cr	9.7%
Kotak Medium Term Fund Regular Growth Moderately High risk	1.6%	0.0%	₹1817.07 Cr	8.6%
ICICI Prudential Medium Term Bond Fund Direct Growth Moderately High risk	0.7%	1.0%	₹5687.83 Cr	9.5%
Axis Nifty AAA Bond Plus SDL Apr 2026 50:50 ETF Low Risk	0.1%	-	₹1107.18 Cr	7.6%
Axis Strategic Bond Fund Direct Growth Moderately High risk	0.6%	1.0%	₹1937.70 Cr	9.5%
HDFC Medium Term Debt Fund Direct Growth Moderately High risk	0.7%	0.0%	₹3803.62 Cr	8.8%
Aditya Birla Sun Life Medium Term Plan Direct Growth Moderately High risk	0.8%	2.0%	₹2744.47 Cr	14.0%
SBI Magnum Medium Duration Fund Direct Growth Moderately High risk	0.7%	1.0%	₹6589.33 Cr	8.7%
Sundaram Medium Term Bond Fund Direct Growth Moderate Risk	1.4%	1.0%	₹43.30 Cr	7.4%
DSP Bond Fund Direct Growth Moderately High risk	0.4%	0.0%	₹317.64 Cr	9.2%
UTI Medium Term Fund Direct Growth Moderate Risk	0.8%	1.0%	₹40.77 Cr	8.3%
UTI Medium Term Fund Regular Growth Moderate Risk	1.5%	1.0%	₹40.77 Cr	7.6%
Nippon India ETF Nifty CPSE Bond Plus SDL Sep 2024 50:50 Low Risk	0.2%	-	₹1373.31 Cr	7.2%
BHARAT Bond ETF April 2025 Low to Moderate Risk	0.0%	-	₹9835.68 Cr	7.6%
Nippon India Strategic Debt Fund Direct Growth Moderately High risk	0.5%	1.0%	₹105.91 Cr	11.2%
Nippon India Strategic Debt Fund Regular Growth Moderately High risk	1.0%	1.0%	₹105.91 Cr	10.6%
Aditya Birla Sun Life Medium Term Plan Regular Growth Moderately High risk	1.5%	2.0%	₹2744.47 Cr	13.2%
DSP Bond Fund Regular Growth Moderately High risk	0.7%	0.0%	₹317.64 Cr	8.8%
SBI Magnum Medium Duration Fund Regular Growth Moderately High risk	1.2%	1.0%	₹6589.33 Cr	8.1%
Sundaram Medium Term Bond Fund Regular Growth Moderate Risk	2.1%	1.0%	₹43.30 Cr	6.5%
ICICI Prudential Medium Term Bond Fund Regular Growth Moderately High risk	1.4%	1.0%	₹5687.83 Cr	8.9%
Bandhan Bond Fund - Medium Term Plan Regular Growth Moderate Risk	1.3%	0.0%	₹1469.01 Cr	7.8%
HDFC Medium Term Debt Fund Regular Growth Moderately High risk	1.3%	0.0%	₹3803.62 Cr	8.1%
Baroda BNP Paribas Medium Duration Fund Direct Growth Moderate Risk	0.7%	1.0%	₹28.33 Cr	7.7%
Baroda BNP Paribas Medium Duration Fund Regular Growth Moderate Risk	1.0%	1.0%	₹28.33 Cr	7.4%
Invesco India Medium Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹172.83 Cr	7.8%
Invesco India Medium Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹172.83 Cr	8.6%
Axis Strategic Bond Fund Regular Growth Moderately High risk	1.2%	1.0%	₹1937.70 Cr	8.9%
Kotak Nifty AAA Bond Plus SDL Apr 2026 70:30 ETF Moderate Risk	-	-	-	-

About the AMC

Aditya Birla SL Mutual Fund

+91 22 43568000

https://mutualfund.adityabirlacapital.com/

Total AUM

₹4,19,274 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹977.24 Cr	-
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth Low to Moderate Risk	-	0.0%	₹104.95 Cr	-
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹70.24 Cr	9.1%
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth Very High Risk	0.7%	1.0%	₹1491.86 Cr	-3.2%
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth Very High Risk	0.3%	0.0%	₹89.07 Cr	8.5%
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth Very High Risk	0.2%	0.0%	₹176.99 Cr	7.5%
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SM Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth Low Risk	-	0.0%	₹28.97 Cr	6.6%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹24.33 Cr	7.6%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth Low to Moderate Risk	-	0.0%	₹26.36 Cr	8.1%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth Low to Moderate Risk	-	0.0%	₹319.77 Cr	7.9%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth Low to Moderate Risk	-	0.0%	₹223.45 Cr	8.4%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth Low to Moderate Risk	-	0.0%	₹73.34 Cr	7.6%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth Low to Moderate Risk	-	-	-	-
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth Moderate Risk	-	0.0%	-	-

Risk Level

Your principal amount will be at Moderately High risk

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Still got questions?
We're here to help.

What is the current NAV of Aditya Birla Sun Life Medium Term Plan Direct Growth?

The NAV of Aditya Birla Sun Life Medium Term Plan Direct Growth, as of 14-Aug-2025, is ₹43.82.

What are the returns of Aditya Birla Sun Life Medium Term Plan Direct Growth?

The fund has generated 13.97% over the last 1 year and 10.19% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Aditya Birla Sun Life Medium Term Plan Direct Growth?

The fund's allocation of assets is distributed as 4.14% in equities, 89.96% in bonds, and 5.64% in cash and cash equivalents.

Who manages the Aditya Birla Sun Life Medium Term Plan Direct Growth?

The fund managers responsible for Aditya Birla Sun Life Medium Term Plan Direct Growth are:-

Sunaina Cunha
Mohit Sharma

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹2,744 Cr

Expense Ratio

0.84%

ISIN

INF209K01XA9

Minimum SIP

₹1,000

Exit Load

2.00%

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Moderately High risk