SBI Overnight Fund Direct Growth

Fund Overview

Fund Size

₹35,051 Cr

Expense Ratio

0.08%

ISIN

INF200K01TK5

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

SBI Overnight Fund Direct Growth is a Overnight mutual fund schemes offered by SBI Mutual Fund. This fund has been in existence for 13 years, 2 months and 6 days, having been launched on 01-Jan-13.
As of 06-Mar-26, it has a Net Asset Value (NAV) of ₹4363.89, Assets Under Management (AUM) of 35050.97 Crores, and an expense ratio of 0.08%.

SBI Overnight Fund Direct Growth has given a CAGR return of 6.21% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 100.00% in cash & cash equivalents.
You can start investing in SBI Overnight Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+5.53%

— (Cat Avg.)

3 Years

+6.30%

— (Cat Avg.)

5 Years

+5.47%

— (Cat Avg.)

10 Years

+5.47%

— (Cat Avg.)

Since Inception

+6.21%

— (Cat Avg.)

Portfolio Summaryas of 15th February 2026

Others

₹35,050.97 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Treps	Cash - Repurchase Agreement	₹27,074.38 Cr	86.70%
Reverse Repo	Cash - Repurchase Agreement	₹2,749.97 Cr	8.81%
19/02/2026 Maturing 91 DTB	Bond - Gov't/Treasury	₹299.88 Cr	0.96%
Bajaj Financial Securities Limited	Cash - Commercial Paper	₹250 Cr	0.80%
Tbill	Bond - Gov't/Treasury	₹249.46 Cr	0.80%
27/02/2026 Maturing 182 DTB	Bond - Gov't/Treasury	₹179.73 Cr	0.58%
12/03/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹149.54 Cr	0.48%
12/03/2026 Maturing 91 DTB	Bond - Gov't/Treasury	₹149.54 Cr	0.48%
27/02/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹79.88 Cr	0.26%
05/03/2026 Maturing 182 DTB	Bond - Gov't/Treasury	₹49.89 Cr	0.16%
Net Receivable / Payable	Cash	₹-5.18 Cr	0.02%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Repurchase Agreement	₹29,824.35 Cr	95.51%
Bond - Gov't/Treasury	₹1,157.93 Cr	3.71%
Cash - Commercial Paper	₹250 Cr	0.80%
Cash	₹-5.18 Cr	0.02%
Cash - CD/Time Deposit	₹0 Cr	-
Bond - Short-term Government Bills	₹0 Cr	-

Risk & Performance Ratios

Fund Managers

Ranjana Gupta

Since December 2024

Additional Scheme Detailsas of 15th February 2026

ISIN

INF200K01TK5

Expense Ratio

0.08%

Exit Load

No Charges

Fund Size

₹35,051 Cr

Age

13 years 2 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Overnight Index TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Overnight Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
SBI NIFTY 1D Rate Liquid ETF - Growth Low Risk	0.2%	-	₹80.36 Cr	-
360 ONE Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹221.52 Cr	-
360 ONE Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹221.52 Cr	-
JioBlackRock Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹650.90 Cr	-
Zerodha Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹70.64 Cr	-
JM Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹40.02 Cr	5.4%
JM Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹40.02 Cr	5.4%
Shriram Nifty 1D Rate Liquid ETF Low Risk	0.4%	-	₹32.86 Cr	5.1%
SBI NIFTY 1D Rate ETF Low Risk	0.3%	-	₹56.07 Cr	4.0%
Helios Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹282.32 Cr	5.3%
Helios Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹282.32 Cr	5.4%
Baroda BNP Paribas Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹1252.38 Cr	5.5%
Baroda BNP Paribas Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹1252.38 Cr	5.6%
PGIM India Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹77.53 Cr	5.5%
PGIM India Overnight Fund Direct Growth Low Risk	0.2%	0.0%	₹77.53 Cr	5.5%
Bandhan Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹843.50 Cr	5.6%
Bandhan Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹843.50 Cr	5.5%
DSP Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹2602.20 Cr	5.6%
DSP Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹2602.20 Cr	5.5%
JM Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹200.81 Cr	6.7%
JM Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹200.81 Cr	6.8%
Canara Robeco Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹409.54 Cr	5.5%
Canara Robeco Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹409.54 Cr	5.5%
Edelweiss Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹122.59 Cr	5.5%
Edelweiss Overnight Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹122.59 Cr	5.5%
Mahindra Manulife Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹136.57 Cr	5.5%
Mahindra Manulife Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹136.57 Cr	5.6%
NJ Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹354.11 Cr	5.4%
NJ Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹354.11 Cr	5.5%
Shriram Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹187.95 Cr	5.5%
Shriram Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹187.95 Cr	5.4%
HSBC Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹4291.26 Cr	5.6%
HSBC Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹4291.26 Cr	5.5%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹5559.39 Cr	5.6%
Bajaj Finserv Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹549.24 Cr	5.6%
Bajaj Finserv Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹549.24 Cr	5.6%
Aditya BSL Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹10095.15 Cr	5.6%
Aditya BSL Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹10095.15 Cr	5.4%
Franklin India Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹806.74 Cr	5.6%
Franklin India Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹806.74 Cr	5.6%
SBI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹35050.97 Cr	5.5%
Kotak Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹8679.66 Cr	5.6%
Kotak Overnight Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹8679.66 Cr	5.5%
Invesco India Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹602.17 Cr	5.5%
Invesco India Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹602.17 Cr	5.6%
HDFC Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹11157.54 Cr	5.5%
TRUSTMF Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹66.05 Cr	5.4%
TRUSTMF Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹66.05 Cr	5.5%
Samco Overnight Fund Regular Growth Low Risk	0.3%	0.0%	₹31.62 Cr	5.1%
Samco Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹31.62 Cr	5.3%

About the AMC

SBI Mutual Fund

022 - 61793000

https://www.sbimf.com/

Total AUM

₹12,90,067 Cr

Address

C-38 & 39, G Block, Bandra Kurla Complex, Mumbai, 400 051

Other Funds by SBI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
SBI Quality Fund Direct Growth Very High Risk	-	1.0%	-	-
Magnum Hybrid Long Short Fund Direct Growth Low to Moderate Risk	-	0.0%	₹2854.82 Cr	-
SBI Dynamic Asset Allocation Active FoF Direct Growth High Risk	0.3%	1.0%	₹2360.02 Cr	-
SBI Nifty100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹64.26 Cr	-
SBI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹108.27 Cr	-
SBI NIFTY 200 Quality 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹304.80 Cr	-
SBI Income Plus Arbitrage Active FOF Direct Growth Low to Moderate Risk	0.1%	0.0%	₹2214.27 Cr	-
SBI BSE PSU Bank Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹221.85 Cr	-
SBI Nifty IT Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹76.16 Cr	-19.4%
SBI Nifty Bank Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹144.38 Cr	19.4%
SBI Quant Fund Direct Growth Very High Risk	0.8%	0.0%	₹3518.05 Cr	14.9%
SBI Nifty India Consumption Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹279.83 Cr	7.7%
SBI Nifty 500 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹778.67 Cr	10.6%
SBI Innovative Opportunities Fund Direct Growth Very High Risk	0.9%	1.0%	₹5300.79 Cr	-2.2%
SBI Silver ETF Fund of Fund Direct Growth Very High Risk	0.3%	1.0%	₹4779.20 Cr	164.7%
SBI Automotive Opportunities Fund Direct Growth Very High Risk	0.8%	1.0%	₹5014.61 Cr	31.9%
SBI Energy Opportunities Fund Direct Growth Very High Risk	0.8%	1.0%	₹8609.85 Cr	16.0%
SBI Fixed Maturity Plan Series 92 91 Days Direct Growth Moderate Risk	-	0.0%	-	-
SBI Nifty50 Equal Weight Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹1044.93 Cr	13.9%
SBI Fixed Maturity Plan (FMP) - Series 91 (90 Days) Direct Growth Moderately High risk	-	0.0%	-	-
SBI Debt Fund Series C 24 Direct Growth Low to Moderate Risk	-	0.0%	-	4.4%
SBI Fixed Maturity Plan (FMP) - Series 47 (1434 Days) Direct Growth Low Risk	-	0.0%	₹144.26 Cr	7.0%
SBI Fixed Maturity Plan Series 41 1498 Days Direct Growth Low Risk	-	0.0%	₹915.41 Cr	7.0%
SBI Long Term Advantage Fund Series II Direct Growth Very High Risk	-	0.0%	₹34.17 Cr	6.8%
SBI Debt Fund Series C 25 Direct Growth Low to Moderate Risk	-	0.0%	-	5.1%
SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹260.45 Cr	7.5%
SBI Fixed Maturity Plan (FMP) - Series 74 1243 Days Direct Growth Low to Moderate Risk	-	-	₹154.11 Cr	6.8%
SBI Fixed Maturity Plan Series 78 1170 Days Direct Growth Low to Moderate Risk	-	0.0%	₹122.06 Cr	6.7%
SBI Fixed Maturity Plan Series 66 1361 Days Direct Growth Moderate Risk	-	0.0%	₹662.46 Cr	6.5%
SBI Fixed Maturity Plan Series 57 1835 Days Direct Growth Low to Moderate Risk	-	-	₹270.11 Cr	7.3%
SBI Fixed Maturity Plan (FMP) - Series 80 366 Days Direct Growth Moderate Risk	-	0.0%	-	7.6%
SBI Fixed Maturity Plan Series 1 3668 Days Direct Growth Moderate Risk	-	0.0%	₹50.72 Cr	7.9%
SBI Fixed Maturity Plan Series 81 1157 Days Direct Growth Low to Moderate Risk	-	0.0%	₹399.49 Cr	6.9%
SBI Fixed Maturity Plan (FMP) - Series 49 (1823 Days) Direct Growth Low Risk	-	0.0%	₹411.62 Cr	7.1%
SBI Fixed Maturity Plan (FMP) - Series 75 (366 Days) Direct Growth Moderate Risk	-	-	-	7.5%
SBI Fixed Maturity Plan Series 46 1850 Days Direct Growth Low Risk	-	0.0%	₹137.93 Cr	6.9%
SBI Fixed Maturity Plan Series 53 1839 Days Direct Growth Low to Moderate Risk	-	-	₹324.68 Cr	7.2%
SBI Long Term Advantage Fund Series I Direct Growth Low Risk	-	0.0%	₹49.50 Cr	17.1%
SBI Fixed Maturity Plan Series 79 1130 Days Direct Growth Low to Moderate Risk	-	0.0%	₹79.97 Cr	6.8%
SBI Long Term Advantage Fund Series VI Direct Growth Very High Risk	-	0.0%	₹261.54 Cr	8.1%
SBI Fixed Maturity Plan Series 76 1221 Days Direct Growth Low to Moderate Risk	-	-	₹161.44 Cr	6.7%
SBI Tax Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹33.26 Cr	32.0%
SBI Fixed Maturity Plan Series 73 1226 Days Direct Growth Low Risk	-	-	₹196.01 Cr	6.7%
SBI Fixed Maturity Plan Series 44 1855 Days Direct Growth Low Risk	-	0.0%	₹403.37 Cr	6.9%
SBI Fixed Maturity Plan Series 65 367 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
SBI Fixed Maturity Plan (FMP) - Series 58 (1842 Days) Direct Growth Low to Moderate Risk	-	-	₹264.03 Cr	7.4%
SBI Fixed Maturity Plan (FMP) - Series 50 (1843 Days) Direct Growth Low to Moderate Risk	-	-	₹127.78 Cr	7.1%
SBI Fixed Maturity Plan Series 52 1848 Days Direct Growth Low to Moderate Risk	-	-	₹144.01 Cr	7.1%
SBI Fixed Maturity Plan Series 67 1467 Days Direct Growth Low Risk	-	0.0%	₹569.29 Cr	6.9%
SBI Fixed Maturity Plan (FMP) - Series 54 (1842 Days) Direct Growth Low to Moderate Risk	-	-	₹39.55 Cr	7.3%

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What is the current NAV of SBI Overnight Fund Direct Growth?

The NAV of SBI Overnight Fund Direct Growth, as of 06-Mar-2026, is ₹4363.89.

What are the returns of SBI Overnight Fund Direct Growth?

The fund has generated 5.53% over the last 1 year and 6.30% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of SBI Overnight Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 100.00% in cash and cash equivalents.

Who manages the SBI Overnight Fund Direct Growth?

The fund managers responsible for SBI Overnight Fund Direct Growth are:-

Ranjana Gupta

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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SBI Overnight Fund Direct Growth

Fund Overview