Motilal Oswal Balance Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (19-Sep-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,315 Cr
Expense Ratio
0.96%
ISIN
INF247L01635
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
27 Sep 2016
About this fund
As of 19-Sep-24, it has a Net Asset Value (NAV) of ₹25.13, Assets Under Management (AUM) of 1315.31 Crores, and an expense ratio of 0.96%.
- Motilal Oswal Balance Advantage Fund Direct Growth has given a CAGR return of 12.24% since inception.
- The fund's asset allocation comprises around 64.55% in equities, 13.26% in debts, and 22.19% in cash & cash equivalents.
- You can start investing in Motilal Oswal Balance Advantage Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+23.08%
+24.01% (Cat Avg.)
3 Years
+14.97%
+12.92% (Cat Avg.)
5 Years
+15.02%
+14.80% (Cat Avg.)
Since Inception
+12.24%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2024
| Equity | ₹849.03 Cr | 64.55% |
| Debt | ₹174.4 Cr | 13.26% |
| Others | ₹291.88 Cr | 22.19% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Receivables / (Payables) | Cash | ₹276.16 Cr | 21.00% |
| Nifty September 2024 Future | Equity Index - Future | ₹-249.96 Cr | 19.00% |
| Religare Enterprises Ltd | Equity | ₹128.27 Cr | 9.75% |
| Star Health and Allied Insurance Co Ltd | Equity | ₹127.86 Cr | 9.72% |
| ZF Commercial Vehicle Control Systems India Ltd | Equity | ₹111.37 Cr | 8.47% |
| FSN E-Commerce Ventures Ltd | Equity | ₹110.32 Cr | 8.39% |
| Samvardhana Motherson International Ltd | Equity | ₹106.99 Cr | 8.13% |
| Fino Payments Bank Ltd | Equity | ₹90.22 Cr | 6.86% |
| L&T Technology Services Ltd | Equity | ₹65.19 Cr | 4.96% |
| Piramal Enterprises Ltd | Equity | ₹64.69 Cr | 4.92% |
| Dreamfolks Services Ltd | Equity | ₹56.85 Cr | 4.32% |
| HDFC Life Insurance Company Limited | Equity | ₹43.05 Cr | 3.27% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹34.56 Cr | 2.63% |
| Infosys Ltd | Equity | ₹33.69 Cr | 2.56% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹30.26 Cr | 2.30% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹29.02 Cr | 2.21% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹24.58 Cr | 1.87% |
| ITC Ltd | Equity | ₹22.69 Cr | 1.72% |
| One97 Communications Ltd | Equity | ₹22.37 Cr | 1.70% |
| InterGlobe Aviation Ltd | Equity | ₹21.74 Cr | 1.65% |
| Barbeque-Nation Hospitality Ltd | Equity | ₹21.11 Cr | 1.61% |
| Tata Consultancy Services Ltd | Equity | ₹19.81 Cr | 1.51% |
| Collateralized Borrowing & Lending Obligation | Cash - Collateral | ₹15.72 Cr | 1.19% |
| 07.76 KA Sdl 2027 | Bond - Gov't/Treasury | ₹15.33 Cr | 1.17% |
| Indian Oil Corporation Limited | Bond - Corporate Bond | ₹14.58 Cr | 1.11% |
| Larsen & Toubro Ltd | Equity | ₹12.93 Cr | 0.98% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹12.75 Cr | 0.97% |
| Bharti Airtel Ltd | Equity | ₹12.24 Cr | 0.93% |
| 07.61 MH Sdl 2029 | Bond - Gov't/Treasury | ₹11.24 Cr | 0.85% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹9.98 Cr | 0.76% |
| Titan Co Ltd | Equity | ₹7.84 Cr | 0.60% |
| Mahindra & Mahindra Ltd | Equity | ₹7.01 Cr | 0.53% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹4.85 Cr | 0.37% |
Allocation By Market Cap (Equity)
Large Cap Stocks
14.73%
Mid Cap Stocks
46.28%
Small Cap Stocks
22.54%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹454.09 Cr | 34.52% |
| Consumer Cyclical | ₹364.64 Cr | 27.72% |
| Technology | ₹141.07 Cr | 10.72% |
| Industrials | ₹91.52 Cr | 6.96% |
| Consumer Defensive | ₹22.69 Cr | 1.72% |
| Healthcare | ₹12.75 Cr | 0.97% |
| Communication Services | ₹12.24 Cr | 0.93% |
Risk & Performance Ratios
Standard Deviation
This fund
10.67%
Cat. avg.
7.43%
Lower the better
Sharpe Ratio
This fund
0.86
Cat. avg.
0.99
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.99
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st August 2024
ISIN | INF247L01635 | Expense Ratio | 0.96% | Exit Load | 1.00% | Fund Size | ₹1,315 Cr | Age | 27 Sep 2016 | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Hybrid 50+50 - Moderate TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Motilal Oswal Balance Advantage Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹1315.31 Cr | 21.6% |
| Motilal Oswal Balance Advantage Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹1315.31 Cr | 23.1% |
| Quant Dynamic Asset Allocation Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹1403.36 Cr | 51.2% |
| Quant Dynamic Asset Allocation Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1403.36 Cr | 48.9% |
| Bandhan Balanced Advantage Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹2321.90 Cr | 21.2% |
| Bandhan Balanced Advantage Fund Regular Growth Moderately High risk | 2.0% | 1.0% | ₹2321.90 Cr | 19.6% |
| Mahindra Manulife Balanced Advantage Fund Regular Growth Very High Risk | 2.2% | 1.0% | ₹886.22 Cr | 25.8% |
| Mahindra Manulife Balanced Advantage Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹886.22 Cr | 28.0% |
| Mirae Asset Balanced Advantage Fund Direct Growth High Risk | 0.7% | 1.0% | ₹1734.82 Cr | 21.6% |
| Mirae Asset Balanced Advantage Fund Regular Growth High Risk | 2.1% | 1.0% | ₹1734.82 Cr | 19.9% |
About the AMC
Total AUM
₹68,894 Cr
Address
Motilal Oswal Tower, Mumbai, 400 025
Other Funds by Motilal Oswal Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Santosh Singh
- Rakesh Shetty
- Sunil Sawant
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