Motilal Oswal Balance Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹923 Cr
Expense Ratio
0.97%
ISIN
INF247L01635
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
27 Sep 2016
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹21.11, Assets Under Management (AUM) of 923.18 Crores, and an expense ratio of 0.97%.
- Motilal Oswal Balance Advantage Fund Direct Growth has given a CAGR return of 8.94% since inception.
- The fund's asset allocation comprises around 64.15% in equities, 12.16% in debts, and 23.69% in cash & cash equivalents.
- You can start investing in Motilal Oswal Balance Advantage Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-7.36%
+5.20% (Cat Avg.)
3 Years
+12.93%
+15.31% (Cat Avg.)
5 Years
+10.27%
+14.70% (Cat Avg.)
Since Inception
+8.94%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹592.21 Cr | 64.15% |
| Debt | ₹112.26 Cr | 12.16% |
| Others | ₹218.71 Cr | 23.69% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Receivables / (Payables) | Cash | ₹218.71 Cr | 23.69% |
| Coforge Ltd | Equity | ₹106.49 Cr | 11.54% |
| Shaily Engineering Plastics Ltd | Equity | ₹100.79 Cr | 10.92% |
| PG Electroplast Ltd | Equity | ₹70.5 Cr | 7.64% |
| Persistent Systems Ltd | Equity | ₹65.64 Cr | 7.11% |
| Bharti Airtel Ltd | Equity | ₹64.97 Cr | 7.04% |
| Kalyan Jewellers India Ltd | Equity | ₹56.04 Cr | 6.07% |
| Bajaj Holdings and Investment Ltd | Equity | ₹46.97 Cr | 5.09% |
| ICICI Bank Ltd | Equity | ₹43.37 Cr | 4.70% |
| Polycab India Ltd | Equity | ₹41.79 Cr | 4.53% |
| Future on Polycab India Ltd | Equity - Future | ₹-41.76 Cr | 4.52% |
| Future on Persistent Systems Ltd | Equity - Future | ₹-38.2 Cr | 4.14% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹33.55 Cr | 3.63% |
| 7.06% Govt Stock 2028 | Bond - Gov't/Treasury | ₹31.04 Cr | 3.36% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹29.67 Cr | 3.21% |
| Future on Trent Ltd | Equity - Future | ₹-25.62 Cr | 2.78% |
| Trent Ltd | Equity | ₹25.51 Cr | 2.76% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹24.97 Cr | 2.71% |
| Kalyankjil_26/06/2025 | Equity - Future | ₹-24.23 Cr | 2.62% |
| OneSource Specialty Pharma Ltd | Equity | ₹23.97 Cr | 2.60% |
| Eternal Ltd | Equity | ₹23.83 Cr | 2.58% |
| CG Power & Industrial Solutions Ltd | Equity | ₹12.67 Cr | 1.37% |
| 07.61 MH Sdl 2029 | Bond - Gov't/Treasury | ₹11.55 Cr | 1.25% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹10.07 Cr | 1.09% |
| Godfrey Phillips India Ltd | Equity | ₹8.9 Cr | 0.96% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹4.97 Cr | 0.54% |
| Nifty_26/06/2025 | Equity Index - Future | ₹-2.98 Cr | 0.32% |
Allocation By Market Cap (Equity)
Large Cap Stocks
24.40%
Mid Cap Stocks
20.58%
Small Cap Stocks
19.52%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Technology | ₹242.63 Cr | 26.28% |
| Consumer Cyclical | ₹105.38 Cr | 11.41% |
| Basic Materials | ₹100.79 Cr | 10.92% |
| Financial Services | ₹90.35 Cr | 9.79% |
| Communication Services | ₹64.97 Cr | 7.04% |
| Healthcare | ₹57.52 Cr | 6.23% |
| Industrials | ₹54.46 Cr | 5.90% |
| Consumer Defensive | ₹8.9 Cr | 0.96% |
Risk & Performance Ratios
Standard Deviation
This fund
14.28%
Cat. avg.
8.36%
Lower the better
Sharpe Ratio
This fund
0.36
Cat. avg.
0.82
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.41
Higher the better
Fund Managers
Ajay Khandelwal
Since October 2024
Niket Shah
Since March 2025
Rakesh Shetty
Since November 2022
Atul Mehra
Since October 2024
Sunil Sawant
Since July 2024
Additional Scheme Detailsas of 31st May 2025
ISIN | INF247L01635 | Expense Ratio | 0.97% | Exit Load | 1.00% | Fund Size | ₹923 Cr | Age | 8 years 8 months | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Hybrid 50+50 - Moderate TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Unifi Dynamic Asset Allocation Fund Direct Growth Moderate Risk | 0.9% | 1.0% | ₹640.17 Cr | - |
| Unifi Dynamic Asset Allocation Fund Regular Growth Moderate Risk | 1.5% | 1.0% | ₹640.17 Cr | - |
| Canara Robeco Balanced Advantage Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1485.86 Cr | - |
| Canara Robeco Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹1485.86 Cr | - |
| Helios Balanced Advantage Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹304.96 Cr | 3.4% |
| Helios Balanced Advantage Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹304.96 Cr | 1.8% |
| Parag Parikh Dynamic Asset Allocation Fund Regular Growth Moderate Risk | 0.6% | 1.0% | ₹2104.51 Cr | 8.1% |
| Parag Parikh Dynamic Asset Allocation Fund Direct Growth Moderate Risk | 0.3% | 1.0% | ₹2104.51 Cr | 8.4% |
| Samco Dynamic Asset Allocation Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹452.79 Cr | -2.7% |
| Samco Dynamic Asset Allocation Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹452.79 Cr | -4.2% |
About the AMC
Total AUM
₹90,959 Cr
Address
Motilal Oswal Tower, Mumbai, 400 025
Other Funds by Motilal Oswal Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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- Ajay Khandelwal
- Niket Shah
- Rakesh Shetty
- Atul Mehra
- Sunil Sawant
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