Kotak Overnight Fund Regular Growth

Fund Overview

Fund Size

₹9,055 Cr

Expense Ratio

0.16%

ISIN

INF174KA1BC6

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

15 Jan 2019

About this fund

Kotak Overnight Fund Regular Growth is a Overnight mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 6 years, 7 months and 19 days, having been launched on 15-Jan-19.
As of 02-Sep-25, it has a Net Asset Value (NAV) of ₹1385.97, Assets Under Management (AUM) of 9054.95 Crores, and an expense ratio of 0.16%.

Kotak Overnight Fund Regular Growth has given a CAGR return of 5.05% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 100.00% in cash & cash equivalents.
You can start investing in Kotak Overnight Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.13%

— (Cat Avg.)

3 Years

+6.37%

— (Cat Avg.)

5 Years

+5.15%

— (Cat Avg.)

Since Inception

+5.05%

— (Cat Avg.)

Portfolio Summaryas of 15th August 2025

Others

₹9,054.95 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
The Clearing Corporation Of India Limited	Cash - Repurchase Agreement	₹7,281.95 Cr	80.42%
Amc Repo Clearing Ltd	Cash - Repurchase Agreement	₹889.73 Cr	9.83%
Triparty Repo	Cash - Repurchase Agreement	₹734.17 Cr	8.11%
364 DTB 28082025	Bond - Gov't/Treasury	₹49.91 Cr	0.55%
91 Days Tbill (Md 28/08/2025)	Bond - Gov't/Treasury	₹49.91 Cr	0.55%
91 Days Tbill (Md 28/08/2025)	Bond - Gov't/Treasury	₹24.98 Cr	0.28%
Net Current Assets/(Liabilities)	Cash	₹24.29 Cr	0.27%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Repurchase Agreement	₹8,905.85 Cr	98.35%
Bond - Gov't/Treasury	₹124.8 Cr	1.38%
Cash	₹24.29 Cr	0.27%

Risk & Performance Ratios

Fund Managers

Deepak Agrawal

Since January 2019

Sunil Pandey

Since June 2025

Additional Scheme Detailsas of 15th August 2025

ISIN

INF174KA1BC6

Expense Ratio

0.16%

Exit Load

No Charges

Fund Size

₹9,055 Cr

Age

6 years 7 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

Nifty 1D Rate TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Overnight Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
SBI NIFTY 1D Rate Liquid ETF - Growth Low Risk	-	-	-	-
360 ONE Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹77.06 Cr	-
360 ONE Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹77.06 Cr	-
JioBlackRock Overnight Fund Direct Growth Low Risk	0.1%	0.0%	-	-
Zerodha Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹68.54 Cr	-
JM Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹141.31 Cr	6.1%
JM Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹141.31 Cr	6.0%
Shriram Nifty 1D Rate Liquid ETF Low Risk	0.4%	-	₹25.19 Cr	5.8%
SBI NIFTY 1D Rate ETF Low Risk	0.3%	-	₹43.24 Cr	4.2%
Helios Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹190.79 Cr	6.0%
Helios Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹190.79 Cr	6.1%
Baroda BNP Paribas Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹915.27 Cr	6.1%
Baroda BNP Paribas Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹915.27 Cr	6.2%
PGIM India Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹83.56 Cr	6.1%
PGIM India Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹83.56 Cr	6.2%
Bandhan Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹816.55 Cr	6.2%
Bandhan Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹816.55 Cr	6.1%
DSP Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹1764.19 Cr	6.2%
DSP Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹1764.19 Cr	6.1%
JM Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹200.81 Cr	6.7%
JM Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹200.81 Cr	6.8%
Canara Robeco Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹293.04 Cr	6.1%
Canara Robeco Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹293.04 Cr	6.1%
Edelweiss Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹317.10 Cr	6.1%
Edelweiss Overnight Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹317.10 Cr	6.1%
Mahindra Manulife Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹183.35 Cr	6.1%
Mahindra Manulife Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹183.35 Cr	6.2%
NJ Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹330.85 Cr	6.0%
NJ Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹330.85 Cr	6.1%
Shriram Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹136.93 Cr	6.1%
Shriram Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹136.93 Cr	6.0%
HSBC Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹3607.92 Cr	6.2%
HSBC Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹3607.92 Cr	6.1%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹5481.39 Cr	6.2%
Bajaj Finserv Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹701.11 Cr	6.2%
Bajaj Finserv Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹701.11 Cr	6.2%
Aditya BSL Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹9691.23 Cr	6.2%
Aditya BSL Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹9691.23 Cr	6.1%
Franklin India Overnight Fund Regular Growth Low to Moderate Risk	0.1%	0.0%	₹832.52 Cr	6.1%
Franklin India Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹832.52 Cr	6.2%
SBI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹24915.70 Cr	6.2%
Kotak Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹9054.95 Cr	6.2%
Kotak Overnight Fund Regular Growth Low Risk	0.2%	0.0%	₹9054.95 Cr	6.1%
Invesco India Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹191.20 Cr	6.1%
Invesco India Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹191.20 Cr	6.2%
HDFC Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹11954.40 Cr	6.1%
TRUSTMF Overnight Fund Regular Growth Low Risk	0.1%	0.0%	₹81.30 Cr	6.1%
TRUSTMF Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹81.30 Cr	6.2%
Samco Overnight Fund Regular Growth Low Risk	0.3%	0.0%	₹40.50 Cr	5.8%
Samco Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹40.50 Cr	6.0%

About the AMC

Kotak Mahindra Mutual Fund

+91 22 61152100

https://www.kotakmf.com/

Total AUM

₹5,79,182 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Active Momentum Fund Direct Growth Very High Risk	-	0.0%	-	-
Kotak Nifty Alpha 50 Index Fund Direct Growth Very High Risk	-	0.0%	-	-
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹404.32 Cr	-
Mahindra Manulife Banking & Financial Services Fund Direct Growth Very High Risk	0.5%	0.0%	₹286.55 Cr	-
Kotak Nifty 200 Quality 30 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹9.55 Cr	-
Kotak Nifty Top 10 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹17.82 Cr	-
Kotak Energy Opportunities Fund Direct Growth Very High Risk	0.9%	1.0%	₹200.78 Cr	-
Kotak Nifty Midcap 150 Index Fund Regular Growth Very High Risk	0.3%	0.0%	₹8.01 Cr	-
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹481.96 Cr	-
Kotak Nifty Commodities Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹27.06 Cr	-
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹26.90 Cr	-
Kotak BSE Sensex Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹11.41 Cr	-
Kotak Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹30.68 Cr	-
Kotak Nifty 100 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹16.84 Cr	-
Kotak Nifty 50 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹18.39 Cr	-
Kotak Transportation & Logistics Fund Direct Growth Very High Risk	0.8%	0.0%	₹422.22 Cr	-
Kotak MNC Fund Direct Growth Very High Risk	0.6%	0.0%	₹2235.60 Cr	-
Kotak Nifty Midcap 150 Momentum 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹244.94 Cr	-
Kotak Nifty India Tourism Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹29.72 Cr	-1.5%
Kotak Crisil-IBX AAA Financial Services Index - Sep 2027 Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹419.85 Cr	-
Kotak Nifty Midcap 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹57.89 Cr	-3.3%
Kotak BSE PSU Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹76.48 Cr	-12.4%
Kotak Special Opportunities Fund Direct Growth Very High Risk	0.7%	0.0%	₹1972.92 Cr	-7.3%
Kotak Nifty 100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹111.43 Cr	-0.7%
Kotak Nifty AAA Bond Jun 2025 HTM Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹102.05 Cr	7.5%
Kotak Fixed Maturity Plan Series 329 - 90 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Long Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹161.80 Cr	2.8%
Kotak Technology Fund Direct Growth Very High Risk	0.9%	0.0%	₹586.51 Cr	-8.7%
Kotak Fixed Maturity Plan Series 328 - 90 Days Direct Growth Moderate Risk	-	0.0%	₹144.91 Cr	-
Kotak FMP Series 327 Direct Growth Moderately High risk	-	0.0%	₹206.03 Cr	-
Kotak FMP Series 326 - 175 Days Direct Growth Moderate Risk	-	-	-	-
Kotak FMP Series 325 - 90 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak FMP Series 324 - 109 Days Direct Growth Moderately High risk	-	0.0%	-	-
Kotak Healthcare Fund Direct Growth Very High Risk	0.8%	0.0%	₹485.27 Cr	1.2%
Kotak FMP Series 323 Direct Growth Low Risk	-	0.0%	-	-
Kotak Consumption Fund Direct Growth Very High Risk	0.6%	0.0%	₹1373.36 Cr	4.0%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹22.08 Cr	8.2%
Kotak Multi Asset Allocation Fund Direct Growth High Risk	0.4%	1.0%	₹8198.91 Cr	5.5%
Kotak S&P BSE Housing Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹17.59 Cr	-3.0%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 308 - 1125 Days Direct Growth Moderately High risk	-	0.0%	₹94.00 Cr	8.7%
Kotak Yearly Interval Plan Series 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 304 Direct Growth Moderate Risk	-	-	₹109.38 Cr	8.2%
Kotak Fixed Maturity Plan Series 262 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 291 - 1826 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 264 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 310 - 1131 Days Direct Growth Low to Moderate Risk	-	0.0%	₹125.59 Cr	7.5%
Kotak FMP Series 306 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-

Risk Level

Your principal amount will be at Low Risk

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Still got questions?
We're here to help.

What is the current NAV of Kotak Overnight Fund Regular Growth?

The NAV of Kotak Overnight Fund Regular Growth, as of 02-Sep-2025, is ₹1385.97.

What are the returns of Kotak Overnight Fund Regular Growth?

The fund has generated 6.13% over the last 1 year and 6.37% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Kotak Overnight Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 100.00% in cash and cash equivalents.

Who manages the Kotak Overnight Fund Regular Growth?

The fund managers responsible for Kotak Overnight Fund Regular Growth are:-

Deepak Agrawal
Sunil Pandey

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹9,055 Cr

Expense Ratio

0.16%

ISIN

INF174KA1BC6

Minimum SIP

₹100

Exit Load

No Charges

Inception Date

15 Jan 2019

Risk Level

Your principal amount will be at Low Risk