Aditya BSL Income Fund Direct Growth

Fund Overview

Fund Size

₹1,792 Cr

Expense Ratio

0.69%

ISIN

INF209K01WY1

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Aditya BSL Income Fund Direct Growth is a Medium to Long Duration mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 13 years, 3 months and 25 days, having been launched on 01-Jan-13.
As of 24-Apr-26, it has a Net Asset Value (NAV) of ₹137.31, Assets Under Management (AUM) of 1792.12 Crores, and an expense ratio of 0.69%.

Aditya BSL Income Fund Direct Growth has given a CAGR return of 7.59% since inception.
The fund's asset allocation comprises around 0.00% in equities, 95.32% in debts, and 4.31% in cash & cash equivalents.
You can start investing in Aditya BSL Income Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+1.29%

+1.77% (Cat Avg.)

3 Years

+6.19%

+6.29% (Cat Avg.)

5 Years

+5.73%

+5.67% (Cat Avg.)

10 Years

+7.24%

+5.80% (Cat Avg.)

Since Inception

+7.59%

— (Cat Avg.)

Portfolio Summaryas of 15th April 2026

Debt	₹1,708.32 Cr	95.32%
Others	₹83.8 Cr	4.68%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
7.34% Govt Stock 2064	Bond - Gov't/Treasury	₹376.09 Cr	21.07%
7.25% Govt Stock 2063	Bond - Gov't/Treasury	₹150.02 Cr	8.40%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹73.64 Cr	4.13%
Housing And Urban Development Corporation Limited	Bond - Corporate Bond	₹72.78 Cr	4.08%
7.44% Karnataka Sgs 2033	Bond - Gov't/Treasury	₹54.56 Cr	3.06%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹50.15 Cr	2.81%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹49.82 Cr	2.79%
7.36% Karnataka Sgs 2034	Bond - Gov't/Treasury	₹49.54 Cr	2.77%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹48.59 Cr	2.72%
Net Receivables / (Payables)	Cash	₹47.6 Cr	2.67%
6.84% Andhra Sgs 2038	Bond - Gov't/Treasury	₹46.5 Cr	2.61%
7.24% Govt Stock 2055	Bond - Gov't/Treasury	₹29.01 Cr	1.62%
8.44% Haryana Sdl 2034	Bond - Gov't/Treasury	₹26.19 Cr	1.47%
Mahindra And Mahindra Financial Services Limited	Bond - Corporate Bond	₹25.14 Cr	1.41%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹25.08 Cr	1.40%
Smfg India Home Finance Company Limited	Bond - Corporate Bond	₹25.06 Cr	1.40%
7.54% Bihar Sgs 2033	Bond - Gov't/Treasury	₹25 Cr	1.40%
7.63% ASsam Sgs 2035	Bond - Gov't/Treasury	₹25 Cr	1.40%
Rec Limited	Bond - Corporate Bond	₹24.95 Cr	1.40%
Embassy Office Parks Reit	Bond - Corporate Bond	₹24.88 Cr	1.39%
ICICI Home Finance Company Limited	Bond - Corporate Bond	₹24.8 Cr	1.39%
Assam (Government of)	Bond - Sub-sovereign Government Debt	₹24.79 Cr	1.39%
Karnataka (Government of)	Bond - Sub-sovereign Government Debt	₹24.75 Cr	1.39%
SIDDHIVINAYAK SECURITISATION TRUST	Bond - Asset Backed	₹24.71 Cr	1.38%
7.09% Tamilnadu Sgs 2032	Bond - Gov't/Treasury	₹24.67 Cr	1.38%
Housing And Urban Development Corporation Limited	Bond - Corporate Bond	₹24.66 Cr	1.38%
Tamilnadu State Development Loans	Bond - Gov't/Treasury	₹24.61 Cr	1.38%
7.4% Bihar Sgs 2035	Bond - Gov't/Treasury	₹24.61 Cr	1.38%
7.2% Madhyapradesh Sgs 2033	Bond - Gov't/Treasury	₹24.54 Cr	1.37%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹24.47 Cr	1.37%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹24.41 Cr	1.37%
6.48% Govt Stock 2035	Bond - Gov't/Treasury	₹24.32 Cr	1.36%
6.97% Uttarakhand Sgs 2035	Bond - Gov't/Treasury	₹23.93 Cr	1.34%
6.88% Andhra Sgs 2034	Bond - Gov't/Treasury	₹23.86 Cr	1.34%
Bharti Telecom Limited	Bond - Corporate Bond	₹19.81 Cr	1.11%
7.47% Chhattisgarh Sgs 2034	Bond - Gov't/Treasury	₹17.86 Cr	1.00%
7.47% Chhattisgarh Sgs 2033	Bond - Gov't/Treasury	₹15.92 Cr	0.89%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹15.18 Cr	0.85%
7.49% Uttarpradesh Sgs 2034	Bond - Gov't/Treasury	₹14.9 Cr	0.83%
7.03% Maharashtra Sgs 2038	Bond - Gov't/Treasury	₹11.72 Cr	0.66%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹10.04 Cr	0.56%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹10.03 Cr	0.56%
National Highways Authority Of India	Bond - Corporate Bond	₹9.58 Cr	0.54%
Clearing Corporation Of India Limited	Cash - Repurchase Agreement	₹9.26 Cr	0.52%
6.9% Govt Stock 2065	Bond - Gov't/Treasury	₹9.15 Cr	0.51%
7.2% Maharashtra Sgs 2034	Bond - Gov't/Treasury	₹7.95 Cr	0.45%
Sbi - Corporate Debt Market Development Fund - A2 Units	Mutual Fund - Unspecified	₹6.55 Cr	0.37%
Power Finance Corporation Limited	Bond - Corporate Bond	₹5.04 Cr	0.28%
Rec Limited	Bond - Corporate Bond	₹5.03 Cr	0.28%
7.26% Govt Stock 2033	Bond - Gov't/Treasury	₹4.08 Cr	0.23%
6.83% Govt Stock 2039	Bond - Gov't/Treasury	₹2.93 Cr	0.16%
7.09% Govt Stock 2074	Bond - Gov't/Treasury	₹2.68 Cr	0.15%
7.49% Chhattisgarh Sgs 2035	Bond - Gov't/Treasury	₹2.5 Cr	0.14%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹2.34 Cr	0.13%
7.15% Maharashtra Sdl 2026	Bond - Gov't/Treasury	₹2.01 Cr	0.11%
7.47% Rajasthan Sgs 2033	Bond - Gov't/Treasury	₹1.37 Cr	0.08%
7.65% Telangana Sdl 2030	Bond - Gov't/Treasury	₹1.13 Cr	0.06%
7.65% Uttarpradesh Sdl 2030	Bond - Gov't/Treasury	₹1.07 Cr	0.06%
6.68% Govt Stock 2040	Bond - Gov't/Treasury	₹0.95 Cr	0.05%
6.54% Maharashtra Sdl 2027	Bond - Gov't/Treasury	₹0.89 Cr	0.05%
5.74% Govt Stock 2026	Bond - Gov't/Treasury	₹0.84 Cr	0.05%
7.81% Uttarpradesh Sgs 2034	Bond - Gov't/Treasury	₹0.81 Cr	0.05%
6.72% Tamilnadu SDL 2027	Bond - Gov't/Treasury	₹0.36 Cr	0.02%
7.88% Chhattisgarh Sdl 2027	Bond - Gov't/Treasury	₹0.22 Cr	0.01%
Gs17dec2027c	Bond - Gov't/Treasury	₹0.16 Cr	0.01%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Gov't/Treasury	₹1,069.49 Cr	59.91%
Bond - Corporate Bond	₹577.94 Cr	32.38%
Bond - Sub-sovereign Government Debt	₹49.55 Cr	2.78%
Cash	₹47.6 Cr	2.67%
Bond - Asset Backed	₹24.71 Cr	1.38%
Cash - Repurchase Agreement	₹9.26 Cr	0.52%
Mutual Fund - Unspecified	₹6.55 Cr	0.37%

Risk & Performance Ratios

Fund Managers

Bhupesh Bameta

Since August 2020

Additional Scheme Detailsas of 15th April 2026

ISIN

INF209K01WY1

Expense Ratio

0.69%

Exit Load

No Charges

Fund Size

₹1,792 Cr

Age

13 years 3 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Mid to Long Duration Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Medium to Long Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Franklin India Medium to Long Duration Fund Regular Growth Moderate Risk	0.8%	0.0%	₹46.81 Cr	2.6%
Franklin India Medium to Long Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹46.81 Cr	3.1%
LIC MF Medium to Long Duration Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹189.25 Cr	3.0%
ICICI Prudential Bond Fund Direct Growth Moderate Risk	0.6%	0.0%	₹2698.39 Cr	2.9%
Bandhan Bond Fund - Income Plan Direct Growth Moderate Risk	1.3%	1.0%	₹450.69 Cr	2.4%
Nippon India Income Fund Direct Growth Moderate Risk	0.7%	0.0%	₹368.17 Cr	1.7%
JM Medium to Long Duration Fund Direct Growth Moderate Risk	0.6%	0.0%	₹29.69 Cr	2.5%
Kotak Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹1878.36 Cr	2.3%
BHARAT Bond ETF April 2030 Moderate Risk	0.0%	-	₹24760.78 Cr	4.9%
UTI Bond Fund Direct Growth Moderately High risk	1.2%	0.0%	₹299.84 Cr	1.8%
HDFC Income Fund Direct Growth Moderate Risk	0.8%	0.0%	₹819.63 Cr	1.6%
Aditya BSL Income Fund Direct Growth Moderate Risk	0.7%	0.0%	₹1792.12 Cr	1.3%
HSBC Medium to Long Duration Fund Direct Growth Moderate Risk	0.7%	0.0%	₹48.67 Cr	1.6%
Canara Robeco Income Fund Direct Growth Moderate Risk	0.8%	0.0%	₹113.32 Cr	1.8%
SBI Magnum Income Fund Direct Growth Moderately High risk	0.8%	1.0%	₹2034.05 Cr	2.8%
BHARAT Bond ETF April 2031 Moderate Risk	0.0%	-	₹13165.58 Cr	4.2%
Aditya BSL Income Fund Regular Growth Moderate Risk	1.1%	0.0%	₹1792.12 Cr	0.8%
LIC MF Medium to Long Duration Bond Fund Regular Growth Moderate Risk	0.5%	0.0%	₹189.25 Cr	2.2%
JM Medium to Long Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹29.69 Cr	2.0%
Kotak Bond Fund Regular Growth Moderate Risk	1.6%	0.0%	₹1878.36 Cr	1.3%
HSBC Medium to Long Duration Fund Regular Growth Moderate Risk	1.2%	0.0%	₹48.67 Cr	1.4%
Canara Robeco Income Fund Regular Growth Moderate Risk	1.9%	0.0%	₹113.32 Cr	0.7%
SBI Magnum Income Fund Regular Growth Moderately High risk	1.5%	1.0%	₹2034.05 Cr	2.0%
ICICI Prudential Bond Fund Regular Growth Moderate Risk	1.1%	0.0%	₹2698.39 Cr	2.4%
Nippon India Income Fund Regular Growth Moderate Risk	1.5%	0.0%	₹368.17 Cr	0.9%
HDFC Income Fund Regular Growth Moderate Risk	1.4%	0.0%	₹819.63 Cr	1.0%
UTI Bond Fund Regular Growth Moderately High risk	1.6%	0.0%	₹299.84 Cr	1.4%
Bandhan Bond Fund - Income Plan Regular Growth Moderate Risk	2.0%	1.0%	₹450.69 Cr	4.0%

About the AMC

Aditya Birla SL Mutual Fund

+91 22 43568000

https://mutualfund.adityabirlacapital.com/

Total AUM

₹4,44,063 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Apex Hybrid Long-Short Fund Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life BSE 500 Quality 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹62.45 Cr	-
Aditya Birla Sun Life BSE 500 Momentum 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹57.93 Cr	-
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1834.83 Cr	6.5%
Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹3398.65 Cr	6.8%
Aditya Birla Sun Life Conglomerate Fund Direct Growth Very High Risk	0.7%	0.0%	₹1437.60 Cr	3.3%
Aditya Birla Sun Life BSE India Infrastructure Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹28.35 Cr	6.4%
Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index Sep 2027 Fund Direct Growth Moderate Risk	0.1%	0.0%	₹31.21 Cr	6.7%
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index Dec 2025 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹276.54 Cr	7.6%
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index Sep 2026 Fund Direct Growth Moderate Risk	0.1%	0.0%	₹182.87 Cr	7.1%
Aditya Birla Sun Life Nifty India Defence Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹847.22 Cr	29.4%
Aditya Birla Sun Life Quant Fund Direct Growth Very High Risk	0.7%	0.0%	₹1867.53 Cr	6.6%
Aditya Birla Sun Life Crisil IBX Gilt June 2027 Index Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹12.23 Cr	6.0%
Aditya Birla Sun Life Fixed Maturity Plan-Series UU (98 days) Direct Growth Moderately High risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series UT (91 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth Low to Moderate Risk	-	0.0%	₹104.95 Cr	-
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹34.25 Cr	3.1%
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth Very High Risk	0.8%	1.0%	₹1319.63 Cr	14.0%
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth Very High Risk	0.2%	0.0%	₹83.21 Cr	14.3%
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth Very High Risk	0.2%	0.0%	₹145.25 Cr	15.1%
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SM Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth Low to Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth Moderate Risk	-	-	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth Low Risk	-	0.0%	₹28.97 Cr	6.1%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth Low Risk	-	0.0%	₹24.33 Cr	6.0%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth Low Risk	-	0.0%	₹27.35 Cr	6.5%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth Low Risk	-	0.0%	₹331.90 Cr	6.3%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth Low to Moderate Risk	-	-	-	-

Risk Level

Your principal amount will be at Moderate Risk

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What is the current NAV of Aditya BSL Income Fund Direct Growth?

The NAV of Aditya BSL Income Fund Direct Growth, as of 24-Apr-2026, is ₹137.31.

What are the returns of Aditya BSL Income Fund Direct Growth?

The fund has generated 1.29% over the last 1 year and 6.19% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Aditya BSL Income Fund Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 95.32% in bonds, and 4.31% in cash and cash equivalents.

Who manages the Aditya BSL Income Fund Direct Growth?

The fund managers responsible for Aditya BSL Income Fund Direct Growth are:-

Bhupesh Bameta

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Aditya BSL Income Fund Direct Growth

Fund Overview