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Instrument Details

ISIN: INE538L08096

Face value

₹10,00,000

Coupon rate

9.75%

Payment

Annually

Tax Type

Taxable

Issue Size (Cr)

7

Instrument Type

Debenture

Returns

High

Date of Issue

17 Oct 2016

Maturity Date

17 Oct 2026

Perpetual

Yes

Listing Status

Listed

Rating status

AA (CARE Ratings)

Call Option

Not Available

Put Option

Not Available

Security with Collaterals

Unsecured

Asset Coverage

-

Seniority in Repayment

Subordinate Tier 2

Guarantee Type

Non Convertible

About this Bond

AADHAR HOUSING FINANCE LIMITED SR-0009 9.75 NCD 17OT26 FVRS10LAC
Aadhar Housing Finance Limited, a Housing Finance Company company, has floated Debenture, having ISIN value as INE538L08096, with a face value of ₹10,00,000 rs on 17Oct16 to raise 7 crores. The debt instrument is issued with a coupon rate of 9.75% and its interest is paid Annually. The returns are Taxable and one has to pay the applicable tax on the returns from this investment. As per the filings, the long description of this Unsecured Debenture is 9.75% UNSECURED SUBORDINATED REDEEMABLE NON CONVERTIBLE DEBENTURES. SERIES AHFL-0009. DATE OF MATURITY 17/10/2026. This instrument is issued in Private Placement mode. It has Simple coupon type with Full Redemption option. The Debenture is listed on BSE stock exchange on 04Nov16. CARE Ratings Limited has given AA rating to this Debenture on 17Oct16. This issuer is formerly known as DHFL VYSYA HOUSING FINANCE LIMITED, VYSYA BANK HOUSING FINANCE LIMITED Neither the Principal nor the Interest is covered for this Debenture. Yes, this debt instrument is Perpetual In Nature.

Rating (Debt Quality)

Instrument Rating
AA
High Safety
AA
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Date Verified
31 Jan 2024
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Outlook
Stable
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Seniority in Repayment
Subordinate Tier 2
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Security
Unsecured
Investment Calculation (Pre-Tax)

Below is an indicative cash-flow on investment, actual cash-flow may differ.

Face Value
₹10,00,000
Lot Size
100
Minimum Investment
₹10,00,00,000

Cashflow

₹10,00,00,000
17-Oct-16 : Your investment
₹97,50,000
17-Oct-17 : Interest
₹97,50,000
17-Oct-18 : Interest
₹97,50,000
17-Oct-19 : Interest
₹97,50,000
17-Oct-20 : Interest
₹97,50,000
17-Oct-21 : Interest
₹97,50,000
17-Oct-22 : Interest
₹97,50,000
17-Oct-23 : Interest
₹97,50,000
17-Oct-24 : Interest
₹97,50,000
17-Oct-25 : Interest
₹97,50,000
17-Oct-26 : Interest
₹19,75,00,000
17-Oct-26 : Maturity amount (Investment: ₹10,00,00,000, Interest earned: ₹9,75,00,000)

Summary

Instrument Attributes

Value

Coupon Rate

9.75%

Returns

High

Bond Rating

AA

Seniority in Repayment

Subordinate Tier 2

Instrument Category

Non Convertible

About the issuer

Basic Industry
BASIC INDUSTRY
Housing Finance Company
Head Office
HEAD OFFICE
Bangalore
Sector name
SECTOR
Financial Services
Issuer ownership
ISSUER OWNERSHIP
Private Sector

FAQs about INE538L08096 issued by Aadhar Housing Finance Limited

The instrument name of INE538L08096 ISIN is AADHAR HOUSING FINANCE LIMITED SR-0009 9.75 NCD 17OT26 FVRS10LAC.
The interest earned from INE538L08096 bond issued by Aadhar Housing Finance Limited is paid Annually, ensuring regular and consistent income for investors.
This INE538L08096 bond issued by Aadhar Housing Finance Limited has been assigned a credit rating of AA by CARE Ratings Limited, directly indicating the issuer's creditworthiness and the probability of default.
This Debenture offers a coupon rate of 9.75%, which determines the periodic interest payments made to bondholders.
The INE538L08096 Debenture is issued by Aadhar Housing Finance Limited, a Private Sector company.
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