ESOP Tax Calculator

Free ESOP Tax Calculator by Dezerv

ESOP tax calculation in India runs on two separate events, and most employees only budget for one of them. First, perquisite tax at exercise, the gap between fair market value and your strike price gets added to your salary income and taxed at your slab rate, with TDS deducted by your employer under Section 192. Second, capital gains tax when you sell, calculated as sale price minus that same FMV, which becomes your cost basis. Here the rules split by listing status: sell listed shares within 12 months and it's STCG at 20%, hold beyond 12 months and it's LTCG at 12.5% with a ₹1.25 lakh annual exemption on qualifying gains. Unlisted shares use a 24 month threshold instead, STCG at your slab rate below it, LTCG at a flat 12.5% with no indexation above it. This calculator runs both tax events side by side using your actual grant details. These are illustrative estimates based on current rates and the inputs you provide, not tax advice, rates can change in future budgets, so confirm the final numbers with a CA before you file.