Can you still afford to buy a house in India?
I was scrolling through X late at night — a habit I usually try to break before bed — when a data set stopped my thumb mid-scroll. In FY26, over 50% of homes sold across India’s top 7 cities (excluding…
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India and Mutual Funds: A love story
What AMFI did with Mutual Fund Sahi Hai is nothing short of extraordinary. I’d place it in the hall of fame alongside Thanda Matlab Coca Cola, Daag Acche Hain, and Pehle Istamal Karein Phir Vishwas Karein. This isn’t an advertising…
How the AI boom changes your entire retirement math
Last week, I came across a startling calculation tool by GrowthX that made me pause. It estimates how many working hours AI will likely eliminate from your career—not decades from now, but within your working lifetime. I entered my age.…
Homecoming: Why Indian Tech Giants Are Coming Home
For years, Indian startups looked West. Incorporate in Delaware. Raise from Sand Hill Road. List on Nasdaq. This was the dominant and default model for anyone looking to scale. Infosys was among the first to tap the U.S. capital markets.…
What’s happening to India’s fast food chains?
Rapido takes on Swiggy and Zomato – this week, my social media feed has been flooded with this news. As Rapido stepped into the food delivery segment with a new platform that proposes charging restaurants a fixed fee per order,…
Beyond the Four Walls : dezerv.’s First Office
Over the last one year, there has been tremendous debate around the post-Covid office. Most organisations have struggled with deciding on the right balance between work-from-home and work-from-office. In early 2008, when a few of us were working on starting…
The Page Turns
A reflection on the last 16 years – the IIFL Wealth journey, what we learnt, and what beckons! This is a personal blog. As a wealth manager it’s really hard to talk about yourself. So this will take some stepping…