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Instrument Details

ISIN: INE0J1607016

Face value

₹10,00,000

Coupon rate

10.60%

Payment

Semi Annually

Tax Type

Taxable

Issue Size (Cr)

10

Instrument Type

Debenture

Returns

High

Date of Issue

29 Jun 2020

Maturity Date

29 Jun 2023

Perpetual

Yes

Listing Status

Unlisted

Rating status

A- (ICRA Ratings)

Call Option

Not Available

Put Option

Not Available

Security with Collaterals

Secured

Asset Coverage

Principal

Seniority in Repayment

Senior

Guarantee Type

Non Convertible

About this Bond

UNITY SMALL FINANCE BANK LIMITED SR 01 10.60 LOA 29JU23 FVRS10LAC
Unity Small Finance Bank Limited, a Utilities company, has floated Debenture, having ISIN value as INE0J1607016, with a face value of ₹10,00,000 rs on 29Jun20 to raise 10 crores. The debt instrument is issued with a coupon rate of 10.60% and its interest is paid Semi Annually. The returns are Taxable and one has to pay the applicable tax on the returns from this investment. As per the filings, the long description of this Secured Debenture is 10.60% SECURED RATED LISTED REDEEMABLE NON CONVERTIBLE DEBENTURE. LETTER OF ALLOTMENT. SERIES 01. DATE OF MATURITY 29/06/2023.. This instrument is issued in Others mode. It has Simple coupon type with Full Redemption option. The Bond is Not listed on any stock exchange. ICRA LIMITED has given A- rating to this Debenture on 02Aug23. Neither the Principal nor the Interest is covered for this Debenture. Yes, this debt instrument is Perpetual In Nature.

Rating (Debt Quality)

Instrument Rating
A
Adequate Safety
A-
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Date Verified
03 Aug 2023
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Outlook
Stable
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Seniority in Repayment
Senior
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Security
Secured
Investment Calculation (Pre-Tax)

Below is an indicative cash-flow on investment, actual cash-flow may differ.

Face Value
₹10,00,000
Lot Size
100
Minimum Investment
₹10,00,00,000

Cashflow

₹10,00,00,000
29-Jun-20 : Your investment
₹53,00,000
29-Dec-20 : Interest
₹53,00,000
29-Jun-21 : Interest
₹53,00,000
29-Dec-21 : Interest
₹53,00,000
29-Jun-22 : Interest
₹53,00,000
29-Dec-22 : Interest
₹53,00,000
29-Jun-23 : Interest
₹13,18,00,000
29-Jun-23 : Maturity amount (Investment: ₹10,00,00,000, Interest earned: ₹3,18,00,000)

Summary

Instrument Attributes

Value

Coupon Rate

10.60%

Returns

High

Bond Rating

A-

Seniority in Repayment

Senior

Instrument Category

Non Convertible

About the issuer

Basic Industry
BASIC INDUSTRY
Utilities
Head Office
HEAD OFFICE
New Delhi
Sector name
SECTOR
-
Issuer ownership
ISSUER OWNERSHIP
Private Sector

FAQs about INE0J1607016 issued by Unity Small Finance Bank Limited

The instrument name of INE0J1607016 ISIN is UNITY SMALL FINANCE BANK LIMITED SR 01 10.60 LOA 29JU23 FVRS10LAC.
The interest earned from INE0J1607016 bond issued by Unity Small Finance Bank Limited is paid Semi Annually, ensuring regular and consistent income for investors.
This INE0J1607016 bond issued by Unity Small Finance Bank Limited has been assigned a credit rating of A- by ICRA LIMITED, directly indicating the issuer's creditworthiness and the probability of default.
This Debenture offers a coupon rate of 10.6%, which determines the periodic interest payments made to bondholders.
The INE0J1607016 Debenture is issued by Unity Small Finance Bank Limited, a Private Sector company.
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