After the removal of the indexation benefit on debt mutual funds, post-tax returns on fixed income investments have become a concern for investors. Private Credit is a strategic option to solve the challenge of post-tax returns and complement your traditional fixed income portfolio. In this episode we cover the following –
1. What is Private Credit?
2. Opportunities in the Private Credit space
3. How to invest in Private Credit?
4. Risks and taxation in Private Credit
Highlight
- Tax restructuring in 2023 has transformed the debt-fund landscape—diminishing one of its key advantages.
- That means fixed-income investors now need smarter portfolio design: mix of duration tactics, direct bond picks, and actively managed strategies.
- If you’re relying on debt mutual funds purely for stability, it’s now essential to weigh your options and perhaps adjust allocations.
Dezerv Co-founder, Vaibhav Porwal and Niraj Karia, CEO, Kotak Private Credit Fund
